Canyon Vista Medical Center #regional #care, #canyon #vista #medical #center, #health, #care,


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The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

ALOHA Adult Hearing Loss Support Group 11:00 am

The mission of ALOHA is to provide a support system for individuals with an acquired deaf-ness and/or hearing loss and their families. ALOHA also offers peer support, advocacy, infor-mation and training for individuals with a hearing loss which will enable them to improve their quality of life. During the meetings, you can share experiences and[. ]

Zumba Gold 8:00 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Help with Medicare 10:00 am

A topic of major concern to all Americans is the cost of healthcare. Federally funded programs like Medicare and Medicaid seem complex and uncertain to many people. It’s important to understand the role of these government sponsored programs as you investigate other funding strategies that are available to help you meet your future medical expenses.[. ]

Zumba Gold Evening 4:15 pm

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

Kidney Smart 2:00 pm

This FREE Kidney Smart® class is hosted by Canyon Vista Medical Center and DaVita® Si-erra Vista. This class is part of a nationwide effort to empower those diagnosed with chronic kidney disease (CKD) by providing basic education on how to manage their health. One in six American adults has CKD, and leading causes include diabetes[. ]

Monsoon Madness: Men s Health Part 2 of 5 5:30 pm

Jared Haros, Paramedic with Fry Fire Department will discuss safety during the monsoon season

The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Zumba Gold Evening 4:15 pm

Zumba Gold 6:50 am

Zumba Gold 8:00 am

Chair Zumba 9:30 am

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

What to Expect When You re Expecting Daddy Edition: Men s Health Part 3 of 5 5:30 pm

Hear from a panel of new and experienced Dads moderated by Ellen Ackerman, RN

The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

Senior Nutrition: Iced Tea Month Hydration 1:00 pm

Yes! Tea can be healthful and contribute to hydration. Learn all about this along with what may not be our best choices. Please join Cynthia Aspengren from the U of A South Campus as she discusses how to tackle the topic of nutrition as we age.

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Help with Medicare 10:00 am

A topic of major concern to all Americans is the cost of healthcare. Federally funded programs like Medicare and Medicaid seem complex and uncertain to many people. It’s important to understand the role of these government sponsored programs as you investigate other funding strategies that are available to help you meet your future medical expenses.[. ]

Zumba Gold Evening 4:15 pm

Behavior is a powerful form of communication and is one of the primary ways for people with dementia to communicate their needs and feelings as the ability to use language is lost. However; some behaviors can present real challenges for caregivers to manage. Join Lisa Brazil from the Alzheimer’s Association to learn to decode behavioral[. ]

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

Diagnosis Prostate Cancer: Men s Health Part 4 of 5 5:30 pm

Join Dr. Janet Nettleton, Radiation Oncologist, Cochise Oncology to learn about living with prostate cancer, what’s next, and treatment options.

The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Zumba Gold Evening 4:15 pm

Zumba Gold 6:50 am

Zumba Gold 8:00 am

Chair Zumba 9:30 am

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

Living Heart Healthy: Men s Health Part 5 of 5 5:30 pm

How to live a healthy lifestyle after a hearth attack with Dr. Vinay Sanghi, Interventional Cardiologist, Sierra Vista Medical Group


Can You Halt the Progression of Heart Disease? #success #plaque


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Can you reverse the progression of coronary heart disease?

Yes. Healthy lifestyle changes can halt plaque build-up in the arteries. They can also lower risk of type 2 diabetes and hypertension, and help shed excess weight.

Plaque build-up in our arteries usually happens over many years. Often, we don’t even know the damage is taking place. But boy oh boy, the end result – a heart attack – comes fast and furious. Learn how to halt arterial damage.

So effective is the Pritikin lifestyle in reversing risk factors for heart disease that Medicare now reimburses for Pritikin’s diet-and-exercise programs for qualifying individuals with a history of cardiovascular events.

Can I reverse the progression of coronary heart disease?

Yes. To understand how, here s a little background on how heart disease happens.

Most heart disease results from atherosclerosis, which is cholesterol build-up, or plaque, in the artery s inner walls. Plaque can burst or rupture, which triggers blood clots that may block blood flowing to the heart. The result is a heart attack.

That s the bad news. The good news is that with healthy lifestyle changes and, if needed, medications, many people are able to stabilize atherosclerosis, making plaque less likely to rupture.

How did I get plaque in the first place?

Plaque is caused by the piling up of LDL bad cholesterol and other apoB-containing lipoproteins in the artery walls, resulting in inflammation.

Collectively, these many damaging forms of cholesterol are known as non-HDL cholesterol .

But keep in mind that cholesterol is not the only contributor to plaque build-up. Other plaque producers include type 2 diabetes and high blood pressure, as well as precursors of these conditions, such as pre-diabetes (a fasting blood glucose of 100 to 125 mg/dL) and pre-hypertension, which is a resting blood pressure between 120/80 and 139/89.

The more of these risk factors you have, the more plaque you likely have, and the more inflamed – and damaged – the inner walls of your arteries become.

High levels of artery-damaging lipoproteins like LDL are the result of several factors. Some, such as genetics, age, and gender, are beyond our control. Others we can control. Three key dietary factors that clog arteries are:

  1. Saturated fats (such as butter, palm oil, coconut oil, meat fats, and milk fats like full-fat milk and cheese)
  2. Trans fats (found in margarines, vegetable shortenings, and partially hydrogenated oils)
  3. Dietary cholesterol (found ONLY in animal products, not plants)

Losing excess weight

Another priority for improving heart health is losing excess body weight. That’s because being overweight or obese can adversely impact our cholesterol levels independent of the amount and type of dietary fat we re eating. But certainly, all types of dietary fat can promote weight gain because all types of dietary fat, from vegetable oils to butter, are very calorie dense.

Refined carbs, high-calorie drinks

Refined carbohydrates and especially sugar-rich beverages can also promote weight gain, and, in doing so, elevate apoB-containing atherogenic lipoprotein levels.

Fructose

What’s more, refined carbohydrates, particularly those containing fructose, and excess alcohol intake can lead to elevated levels of triglycerides, which increase heart attack risk.

Tobacco smoke

Tobacco smoke can also damage arteries, making it easier for more blood cholesterol to end up in artery walls.

How does plaque rupture lead to a heart attack?

In most cases, plaque ruptures in much the same way a boil ruptures. The rupture then triggers a blood clot that chokes off blood flow to the heart. Without oxygen, heart muscle dies.

Plaque that has burst or ruptured has been called the single most common lethal event of the industrial world.

How long does it take to lower my risk of a heart attack?

The really good news is that in just three to four weeks, the chances of suffering a heart attack can go way down. Very quickly, plaque can become far less vulnerable to rupture. By stabilizing plaque, most people can significantly lower their risk of a heart attack.

How can I stabilize plaque and lower heart attack risk?

Lifestyle changes can yield dramatic benefits. In more than 100 studies published over the last 30 years, the Pritikin Program has been found to lower virtually all modifiable risk factors for a heart attack, including LDL cholesterol, total cholesterol, triglyceride fats. and inflammatory markers like C-reactive protein. as well as high blood pressure. type 2 diabetes. and excess weight .

Daily exercise and a diet that focuses on fiber-rich, unrefined carbohydrates like fruits, vegetables, beans, and whole grains are the hallmarks of the Pritikin Program. The program also substantially cuts down on heart-damaging saturated fats, trans fats, and dietary cholesterol.

Heart disease is virtually absent in cultures that eat fiber-rich, plant-based diets like the Pritikin Program, such as the Tarahumara Indians of northern Mexico, the Papua Highlanders of New Guinea, and the people of rural China. In fact, noted Dr. Colin Campbell of Cornell University in his book The China Study. which details his research in the 1990s on the dietary habits of China, hundreds of thousands of rural Chinese go for years without a single documented heart attack .

Can the Pritikin Program help me avoid heart surgery?

The Pritikin Program has been found to eliminate the need for coronary bypass surgery, as well as relieve angina (chest) pain. A five-year follow-up of 64 men who came to the Pritikin Longevity Center instead of undergoing bypass surgery (which had been recommended by their heart surgeons) found that 80% never needed the surgery. Of those taking drugs for angina pain, 62% left the Center drug-free.

The Pritikin Program has also been found to dramatically lower cholesterol levels. Among more than 4,500 men and women attending the Pritikin Longevity Center, documented in the Archives of Internal Medicine . LDL cholesterol fell on average 23% in three weeks. Non-HDL cholesterol fell 24%.

Can I actually shrink plaque build-up?

Yes. Several scientists, including Caldwell B. Esselstyn at the Cleveland Clinic Foundation, have found that plaques are stabilized, and actually shrink, when heart patients adopt lifestyle changes similar to the Pritikin Program.

Summarized Dr. Esselstyn in Preventive Cardiology . Compelling data from nutritional studies, population surveys, and interventional studies support the effectiveness of a plant-based diet and aggressive lipid [cholesterol]-lowering to arrest, prevent, and selectively reverse heart disease. In essence, this is an offensive strategy.

A diet based on fiber-rich, whole foods, like the Pritikin Eating Plan, can achieve total disease arrest and selective regression even in advanced cases, concluded Dr. Esselstyn.

Bottom Line:

The Pritikin Program can reverse the progression of coronary heart disease, which can dramatically reduce heart attack risk.

More Heart Health Articles


SBA Loans and Grants #sba #loan #kit, #sba #loans, #business #loan, #sba


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Notes: *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors. There is no charge nor obligation for this. These 7 Simple Questions Will Determine Your SBA Loan Pre-Qualification Eligibility And Then Take You To Our SBA Loan Site Where You Will See The Immediate Answer and Can Also Read All About Our Services. Why you need us: Our SBA Loan Services provide everything necessary to get an SBA Loan including Business Plan Preparation Assistance Services, Review Correction for all Documents and the Lender Negotiation and Arrangement which is the most important part of our services. If you do not have experience nor the background in SBA loan preparation and do not know the right lender for your SBA Loan Package then your chances of getting funded are very low. We solve this for you. That is what our service is all about. Making it possible for you to get an SBA Loan. Our Guarantee is simple: We either get you the business funding you need with an SBA loan or Regular Business Loan or there is no charge. Our Services Products Promoted On Our Website All Carry a Full Money Back Performance Guarantee if you should decide to make a purchase. Assumptions related to the 7 questions: (Other situations are rare and do not apply to most applicants and most of the time there is a solution to them and our SBA Consultants and Accountants will help you to resolve any problems that might effect eligibility) Applicant is of Good Character and not Current ly Incarcerated, on Parole, or on Probation for Serious Criminal Convictions. Exceptions: Past criminal convictions do not make one ineligible. This is related to current status only; Business will initially or currently has UNDER 500 Employees if a Manufacturing Business, and UNDER 100 Employees if a Wholesale Business. Exceptions: This does not relate to future plans, only current number of employees at the present time if any; Business will be or is Independently Owned and Operated and Not a Dominant Monopoly in its Field. Exceptions: This means business is not dominant in it’s field as a monopoly, a government owned agency or a giant corporation such as Ford Motor Company, IBM or Microsoft; Business will be initially or is currently Annually Grossing UNDER $29 Million Dollars for a Service or Retail Type Business, UNDER $12 Millions Dollars for a Construction Type Business, and UNDER $9 Million Dollars for an Agricultural Type Business. (Note: for existing businesses sales figures are Based on the Average Annual Sales over the previous three years) Exceptions: This does not relate to future plans but current actual figures at present time; Applicant or Business is Current or Paid Off on any PAST SBA Loans IF any were ever issued in the past (Note: Only Applicable if Applicant or Business has or has previously had an SBA Loan) Exceptions: If there was an SBA Loan previously then it is not a problem if it is not currently in default or has already been settled previously in some way; Business is an Eligible type of business. Businesses that are NOT ELIGIBLE are as outlined, unless an exception noted below fits: A Business is not Eligible if it is Primarily a Speculative Investments Business, Risky Real Estate Investment Business, Pyramid Sales Scheme , Primarily involved in Lending Activities, Primarily involved in Passive Investments of any kind or Primarily engaged in Gambling or Pornography. Exceptions: There is a lot of flexibility for all of these Items in this category. Business Real Estate Loans (Buildings, Property and Land) are Eligible and not a problem and Real Estate Businesses or Rental Property Type Businesses primarily engaged in other Non-Passive operations as well as handling of rentals are still eligible. The key words are Risky , Passive , Investment or Speculative in relation to Real Estate type businesses. Investment firms are still eligible as long as the loan proceeds are not being used for Speculative Investments . A Loan Brokerage firm or Pawn Shop is still eligible. Other Loan Companies can also be eligible. The key point is that the Loan Proceeds will not be used for loan funds, but instead used to develop or start your business. If your business is involved in gambling, the key point is whether it is Primarily involved or only Incidentally involved. An example of Incidental involvement would be a store, restaurant or other enterprise that has slot machines or some gambling machines on their property. Primary involvement would be a casino or other type of gambling operation. Incidental involvement is still eligible. Nude Art is not considered Pornography, nor are businesses that employ Dancers. A Multi-Level-Marketing or Network Marketing type of business is not considered a Pyramid Sales Scheme type of business and is still eligible if is pursued as an actual active type of business. Request a phone consultation with one of our SBA Consultants or Just fill out the form above or just Email us at QuickQuestions [at] BusinessLoanEasy [dot] com if you need further clarification regarding your own business plans. If this item, or any other item on this list or in any of the questions above, is a problem, our services and program includes instructions to solve the problem so that your business or business plans will be then eligible. *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors.

Questions or problems regarding this web site should be directed to Web [at] BusinessLoanEasy [dot] com S ite Last Modified 02/24/17 For Privacy Policy Click Here
Copyright � 2017 Business Development Specialists Group 40 Wall Street New York, NY 10005. All Rights Reserved.


Soft Skills to Excel as an IT Help Desk Technician #top, #soft


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Soft Skills to Excel as an IT Help Desk Technician

Master Technician, Darril Gibson, breaks down the essential soft skills for peak performance and upward mobility in IT help desk job roles.

Help desk technicians (and all IT professionals) need a full range of hard and soft skills to excel in their career. Hard skills are specific, measurable abilities, such as configuring Windows or troubleshooting a Cisco network, while soft skills refer to a person’s capacity to effectively interact with others. As demand for IT talent continues to rise and the workforce becomes more competitive, those who compliment their knowledge and training with superior soft skills will be in the best position for long-term success.

Here are five of the most advantageous soft skills for IT help desk technicians:

Critical Thinking

Oftentimes, help desk technicians have flow charts or predefined procedures they can follow to resolve known problems. However, it’s impossible to create documentation for every possible situation. Successful technicians employ critical thinking skills to evaluate the current issue and compare it to past problems they’ve seen. They can then draw on this experience to troubleshoot and resolve unique and more complex problems.

Critical thinking typically includes the following activities:

  • Actively thinking: Technicians use their intelligence, experience, knowledge, and creativity to explore a problem and identify a solution.
  • Questioning: Critical thinkers often ask themselves questions about a problem or issue, and then seek out the answer. When troubleshooting, technicians identify a theory of a probable cause and then attempt to validate the theory.
  • Changing perspectives: Solutions are often more obvious when a technician looks at a problem from a different perspective, such as that of a user.
  • Evaluating evidence: The critical thinker is able to use reason to evaluate existing facts and arrive at a substantiated conclusion.
  • Written Communication

    Effective written communication is vital in help desk and technical support job roles, especially in organizations that use a knowledge-base or CRM (customer relationship management) system. Technicians use these systems to look up common problems and solutions. In order for these databases to be useful, technicians must succinctly document their actions after they resolve a problem. Managers and supervisors also use these systems to review and evaluate your work for promotions.

    Consider these two entries written by different technicians:

    • System broke… fixed it.
    • System was manually configured with incorrect IP address. Reconfigured to use DHCP. Verified problem was resolved.

    The first entry is cute; it might even earn some chuckles from fellow technicians. However, the second entry provides valuable information for a knowledge-base, which can be easily indexed and searched by keyword.

  • Active Listening

    Active listening is among the most valuable interpersonal communication skills. Think about a time when you were talking to a friend and it was apparent he or she wasn’t paying attention. How did that make you feel? Ignored? Angry? Resentful? Users know when you aren’t listening to them and have the same feelings.

    Active listeners pay attention to what someone is saying; they make eye contact, nod and occasionally voice their understanding. When they don’t understand something, they ask questions to get clarification (sans interrupting). Small nuances like this in the way you interact with people, when taken over a period of time, go a long way in building a positive relationship with users, coworkers and management.

  • Verbal Communication

    Verbal communication skills are critical to your success as a help desk technician. For example, a user might complain of something vague like “The server is down” or “The Internet is down.” A technician might know an organization has more than one server and it’s unlikely the Internet is down, so he needs to gather more information to diagnose the problem.

    Consider these two questions used by technicians to get more information:

    • Why do you think the Internet is down?
    • What symptoms are you seeing?

    Both questions are open-ended, which is useful when you’re probing for information from a user. However, the first question starts with “why,” which takes on a tone of interrogation. As a rule, it’s best to avoid starting any question with “why.” It puts people on the defensive and can easily create an adversarial relationship. Alternatively, the second question begins to foster a collaborative relationship with the user and indicates the technician is there to help.

  • Conflict Resolution

    While it’s best to use language that avoids conflicts, there are times when a customer will become angry during a trouble call. Successful help desk technicians must know how to handle these difficult situations.

    One of the primary elements of conflict resolution during a technical support call is recognizing that the user or customer is rarely angry with the technician – at least they don’t start out that way. Instead, the customer is typically frustrated with the situation and wants the problem resolved.

    If a help desk technician uses a phrase like “why are you so angry,” it is sure to escalate the problem. However, if the technician stays focused on the problem and expresses some empathy, the customer is much more likely to calm down. It’s as simple as sounding sensitive to the user’s frustrations, and then guiding the conversation to the problem. A technician who’s skilled in conflict resolution may say something like “I’m sorry you’ve experienced this issue, but I want to help you.” Empathy goes a long way in diffusing difficult situations.

    Hard skills can get you the job, but soft skills will help you take it to the next level. Help desk technicians (and all career-minded professionals, IT or otherwise) who are serious about performing to their peak capacity, should demonstrate a mastery of critical thinking, verbal and written communication, active listening and conflict resolution skills.


  • SBA Loans and Grants #sba #loan #kit, #sba #loans, #business #loan, #sba


    #

    Notes: *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors. There is no charge nor obligation for this. These 7 Simple Questions Will Determine Your SBA Loan Pre-Qualification Eligibility And Then Take You To Our SBA Loan Site Where You Will See The Immediate Answer and Can Also Read All About Our Services. Why you need us: Our SBA Loan Services provide everything necessary to get an SBA Loan including Business Plan Preparation Assistance Services, Review Correction for all Documents and the Lender Negotiation and Arrangement which is the most important part of our services. If you do not have experience nor the background in SBA loan preparation and do not know the right lender for your SBA Loan Package then your chances of getting funded are very low. We solve this for you. That is what our service is all about. Making it possible for you to get an SBA Loan. Our Guarantee is simple: We either get you the business funding you need with an SBA loan or Regular Business Loan or there is no charge. Our Services Products Promoted On Our Website All Carry a Full Money Back Performance Guarantee if you should decide to make a purchase. Assumptions related to the 7 questions: (Other situations are rare and do not apply to most applicants and most of the time there is a solution to them and our SBA Consultants and Accountants will help you to resolve any problems that might effect eligibility) Applicant is of Good Character and not Current ly Incarcerated, on Parole, or on Probation for Serious Criminal Convictions. Exceptions: Past criminal convictions do not make one ineligible. This is related to current status only; Business will initially or currently has UNDER 500 Employees if a Manufacturing Business, and UNDER 100 Employees if a Wholesale Business. Exceptions: This does not relate to future plans, only current number of employees at the present time if any; Business will be or is Independently Owned and Operated and Not a Dominant Monopoly in its Field. Exceptions: This means business is not dominant in it’s field as a monopoly, a government owned agency or a giant corporation such as Ford Motor Company, IBM or Microsoft; Business will be initially or is currently Annually Grossing UNDER $29 Million Dollars for a Service or Retail Type Business, UNDER $12 Millions Dollars for a Construction Type Business, and UNDER $9 Million Dollars for an Agricultural Type Business. (Note: for existing businesses sales figures are Based on the Average Annual Sales over the previous three years) Exceptions: This does not relate to future plans but current actual figures at present time; Applicant or Business is Current or Paid Off on any PAST SBA Loans IF any were ever issued in the past (Note: Only Applicable if Applicant or Business has or has previously had an SBA Loan) Exceptions: If there was an SBA Loan previously then it is not a problem if it is not currently in default or has already been settled previously in some way; Business is an Eligible type of business. Businesses that are NOT ELIGIBLE are as outlined, unless an exception noted below fits: A Business is not Eligible if it is Primarily a Speculative Investments Business, Risky Real Estate Investment Business, Pyramid Sales Scheme , Primarily involved in Lending Activities, Primarily involved in Passive Investments of any kind or Primarily engaged in Gambling or Pornography. Exceptions: There is a lot of flexibility for all of these Items in this category. Business Real Estate Loans (Buildings, Property and Land) are Eligible and not a problem and Real Estate Businesses or Rental Property Type Businesses primarily engaged in other Non-Passive operations as well as handling of rentals are still eligible. The key words are Risky , Passive , Investment or Speculative in relation to Real Estate type businesses. Investment firms are still eligible as long as the loan proceeds are not being used for Speculative Investments . A Loan Brokerage firm or Pawn Shop is still eligible. Other Loan Companies can also be eligible. The key point is that the Loan Proceeds will not be used for loan funds, but instead used to develop or start your business. If your business is involved in gambling, the key point is whether it is Primarily involved or only Incidentally involved. An example of Incidental involvement would be a store, restaurant or other enterprise that has slot machines or some gambling machines on their property. Primary involvement would be a casino or other type of gambling operation. Incidental involvement is still eligible. Nude Art is not considered Pornography, nor are businesses that employ Dancers. A Multi-Level-Marketing or Network Marketing type of business is not considered a Pyramid Sales Scheme type of business and is still eligible if is pursued as an actual active type of business. Request a phone consultation with one of our SBA Consultants or Just fill out the form above or just Email us at QuickQuestions [at] BusinessLoanEasy [dot] com if you need further clarification regarding your own business plans. If this item, or any other item on this list or in any of the questions above, is a problem, our services and program includes instructions to solve the problem so that your business or business plans will be then eligible. *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors.

    Questions or problems regarding this web site should be directed to Web [at] BusinessLoanEasy [dot] com S ite Last Modified 02/23/17 For Privacy Policy Click Here
    Copyright � 2017 Business Development Specialists Group 40 Wall Street New York, NY 10005. All Rights Reserved.