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LD OnLine is the leading website on learning disabilities, learning disorders and differences. Parents and teachers of learning disabled children will find authoritative guidance on attention deficit disorder, ADD / ADHD, dyslexia, dysgraphia, dyscalculia, dysnomia, reading difficulties, speech and related disorders.

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    Assistive Technology 101

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    Often, for people with disabilities, accomplishing daily tasks such as talking with friends, going to school and work, or participating in recreational activities is a challenge. Assistive Technology (AT) devices are tools to help to overcome those challenges and enable people living with disabilities to enhance their quality of life and lead more independent lives.

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FINRA Rule 2210 Interpretive Guidance Questions and Answers

B. Approval, Review and Recordkeeping

D. Content Standards

(No Q As currently under this section.)

G. SEC Advertising Rules

A.1. Institutional Communications

B.1. Third Party Research Reports

B.3. Questions concerning principal approval of non-promotional communications (see Section C.4.) and for social media posts in online interactive electronic forums (see section C.6.).

C.1. Filing Requirements

C.3. Filing Exclusion for Templates

C.5. Article Reprints

D. Content Standards

D.2. Recommendations

F. Public Appearances

F2. Firm Name

G.1. SEC Rule 482

1. See FINRA Rule 2241(a)(3), (a)(14), (h)(1), (h)(3), and (h)(5).

2. Unless FINRA specifically directs a firm to file its institutional communications pursuant to FINRA Rule 2210(c)(1)(B), a firm is not required to file its institutional communications with the Advertising Regulation Department. If a firm chooses voluntarily to file a third-party research report that qualifies as an institutional communication, however, an appropriately qualified principal must approve the report prior to filing. See FINRA Rule 2210(b)(1)(F).

3. See also letter from Afshin Atabaki, FINRA, to Wallace W. Kunzman, Jr. (December 1, 2014).

4. See FINRA Rule 2210(c)(7)(F).

5. “Responsive web design” refers to technology that changes the display of a web page in response to the needs of users and the devices they’re using. The layout may change based on the size and capabilities of the device. For example, on a phone, users would see content shown in a single column view; a tablet might show the same content in two columns. See “Responsive Web Design Basics.”

6. Pursuant to FINRA Rule 2210(c)(7)(B), the firm also would not be required to file future versions of the fund fact sheets (such as fact sheets issued after the end of the next calendar quarter) where the changes are limited to updates of more recent statistical or other non-narrative information and non-predictive narrative information that describes market events during the period covered by the communication or factual changes in portfolio composition or is sourced from a registered investment company’s regulatory documents filed with the SEC.

7. For example, FINRA has stated that firms are not required to file information, including performance information, provided to participant-directed individual account plan participants pursuant to DOL Rule 404a-5 under ERISA. See Regulatory Notice 12-02 (January 2012).

8. FINRA Rule 2210(c)(7)(I) excludes from the filing requirements any reprint or excerpt of any article or report issued by a publisher, provided that (i) the publisher is not an affiliate of the member using the reprint or any underwriter or issuer of a security mentioned in the reprint that the member is promoting; (ii) neither the member using the reprint nor any underwriter or issuer of a security mentioned in the reprint has commissioned the reprinted article or report; and (iii) the member using the reprint has not materially altered its contents except as necessary to make the reprint consistent with applicable regulatory standards or to correct factual errors.

9. The SEC staff has taken the position, however, that certain interactive content posted on a real-time electronic forum (i.e., chat rooms or other social media) should be filed under the filing requirements of Section 24(b) of the Investment Company Act of 1940 or Rule 497 under the Securities Act of 1933 (Securities Act), even if it is not required to be filed with FINRA under FINRA Rule 2210. See U.S. Securities and Exchange Commission, Division of Investment Management, IM Guidance Update No. 2013-01 (March 2013).

10. See Notice to Members 06-48 (September 2006).

11. The Hartford Letter defined “Related Performance Information” as “actual performance of all separate or private accounts or funds that have (i) substantially similar investment policies, objectives, and strategies, and (ii) are currently managed or were previously managed by the same adviser or sub-adviser that manages the registered mutual fund that is the subject of an institutional communication.”

12. The Hartford Letter defined “Related Accounts” as all separate or private accounts or funds that fall within the definition of “Related Performance Information.”


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The Biggest Alzheimer’s Breakthroughs

New scientific research suggests key lifestyle choices may play a major role in preventing dementia and Alzheimer’s disease.

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Judge Hatchett’s Heartbreaking Family Tragedy

Judge Glenda Hatchett opens up about her daughter-in-law Kyira’s sudden and unexpected death after childbirth.

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Mental Health

The SHIELD Plan to Prevent Alzheimer’s Disease

Protect your brain from dementia and Alzheimer’s disease today.

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Dr. Oz Explains Genetically Modified Apples

Dr. Oz shares the facts behind the genetically modified apples that won’t turn brown.

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Julia Collin Davison of America’s Test Kitchen reveals the best types of potatoes for different recipes. Plus, meet three.

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In the News: November 20, 2017

Spit test may detect concussions, PTSD often follows a cancer diagnosis, and proteins in breast milk may prevent food allergies.

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In the News: November 17, 2017

New pill sends data to your phone, too much TV can cause blood clots, and women are less likely to receive CPR from strangers.

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In the News: November 13, 2017

Non-physical harassment can also cause harm, mushrooms have anti-aging powers, and low-calorie diet may reverse type 2 diabetes.

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In the News: November 10, 2017

Night-time eating may harm health, brisk walking might help longevity, and effectiveness of basic painkillers over opioids.

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Teen moms are at risk of heart disease, a thought-blocking mechanism has been found, and climate change may cause health issues.

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In the News: October 30, 2017

Exercise may improve brain efficiency, junk food may increase distraction, and pesticides may lower IVF success rates.

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Thanksgiving Classics, Made Lighter

Delicious versions of your holiday favorites, minus the calories.

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5 Ways to Beat Period Bloat

Try these effortless ways to de-bloat during that uncomfortable time of the month.

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Tips to Avoid Holiday Weight Gain

Learn ways to navigate holiday parties and family dinners with ease.

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Easy Ways to Build Self-Confidence

Shut down negativity and get what you want out of life.

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Travel Through the Human Colon

Explore the inner workings of the large intestine in this virtual reality video.

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11 Ways to Spend Less, Save More

Get tips from the savviest savers to buy the things you want — and still build your nest egg.

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Top 6 Psoriasis Questions

A psoriasis diagnosis can be confusing. Here’s what to ask at your next appointment.

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I have lost my instruction manual for my wolf sky blaster 1500w power washer, is there a site I can download it from

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    Tips for Answering Job Specific Interview Questions

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    Can you do the job? That s at the forefront of the hiring manager s mind when conducting job interviews. Job specific interview questions are designed to measure a candidate s ability to perform the duties of the job against the skill set required for the position. In a nutshell, the hiring manager wants to know if you have the skills do the job.

    This type of interview question is especially important for jobs where you need technical knowledge or where the company needs an experienced candidate who can do the job from the first day on the job.

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    Job specific interview questions assess a candidate s knowledge and skills. These questions are designed to determine if you have the knowledge and skills that you need to perform the job you are being considered for. When you respond your goal is to show that you are the best fit for the job out of all the applicants the employer is interviewing.

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    Tips for Answering Job Specific Interview Questions

    Check the Job Requirements. Before you go to an interview, check the job requirements listed in the job posting you responded to. Make a list of the skills you have that match those requirements.

    Review the list prior to the interview, and if you need a cheat sheet jot down the list on the notepad that you bring to the interview with you.

    Show What You Know. Show the interviewer that you know how to do the job by giving specific examples of the knowledge you have when responding to interview questions.

    When you respond with actual on-the-job experiences and situations you have encountered at work, you re showing the interviewer what you know instead of just saying you can do the job.

    Showcase Your Skills. As I mentioned, the company has a specific skill set in mind. That s why you were selected for an interview. The skills you listed on your resume and mentioned in your cover letter got you the interview. Be sure that you know exactly what s on your resume or CV and what you entered if you filled out a job application. Highlight the most relevant skills during your interview. Review this list of required skills for many different occupations to get started.

    Capitalize on Credentials. Do you have a degree or have you taken coursework in the field? Do you have certifications or special training for the job? Be sure to mention your credentials during the interview. Knowledge really is power when it comes to job interviews and the more you can relay what you know, the better chance you will have of being invited for a second interview and ultimately getting a job offer.

    Be Honest. Regardless of how much you want the job, be honest and don t say you know how to do something if you don t.

    If you don t have all the required skills or educational requirements the company may be willing to train you. If not, the job isn t going to be a good fit and it s going to be a challenge to succeed in the role at the company. It s better to pass on a job than it is to fail and end up losing it because you weren t qualified.

    Take the time to thoroughly prepare for your job interviews. Review both the general interview questions asked of all candidates for employment and job specific interview questions. Consider how best to respond, and be sure to have examples ready to share with the hiring manager.

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    Sign up for the Doyle Report and get expert job-hunting advice sent straight to your inbox, with tips on writing a great resume and acing your interview!