Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #true #and #false #answers


#question answerer

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Yes No Oracle

Please enter your question

Free psychic readings on www.psychic-crystal-ball.com . An online fortune teller, a yes or no oracle and many other divinations.

Lenormand Reading – Cartomancy online and free

What do you want to know?

Clear your mind, center yourself, and form a mental picture of your question. What do you feel? What do you really need or want? What truly works for you? Take THE ORACLE’s answer as a mirror for your needs. Ask THE ORACLE, consult THE ORACLE, be THE ORACLE, and get the answers you need now. You can ask any YES or NO question.

Oracle Readings Lead You to Undiscovered Wonders

Instead of an apple a day, maybe a better choice would be an oracle a day. With an oracle, you have a guide that can assist you in making those important life decisions. Why feel alone and anxious when the oracle’s mystical powers are waiting to help you discover a better life?

For thousands of years, people have depended upon an oracle to help them choose the best course of action. When you rely upon an oracle, you can ask questions about the past, present, or future. Find out what you should do about a perplexing personal problem or get the answers to those questions about your career. If there is something that you need help with, the oracle can help you make the right decision.

Belief in the oracle has been a key concept that has spurred many of the most famous people in history to achieve seemingly impossible goals. The divinations that were ascribed to oracles were not viewed as mere ramblings or coincidence. These revelations were believed to come directly from the gods and were taken very seriously. Today there are millions of individuals who depend upon these readings to help them plan their personal course through life.

Throughout history, the mysteries of the oracle have been recorded in most cultures and countries. In some instances, the oracle was accessed via one of the high-ranking priests or priestesses. At other times, there were certain landmarks that were designated as oracles.

Whether an oracle was described as a particular location or a specific person is not as important as its purpose. Oracles are defined as having a direct connection to the highest level of spiritual energy. This mystical portal permits the exchange of ideas and information between our human world and the spiritual dimension.

Divinations are a form of fortune telling, and there are many different ways that individuals can foretell the future. Mediums, oracles, crystal balls, tarot cards, and numerology are just a few of the methods that can be used to help unlock the mysteries of the universe.

Choose the oracle that you prefer and let the wisdom of the ages give you the self-empowerment that you deserve. The readings that are available will provide you with knowledge, enlightenment, and guidance that can build your confidence and self-realization. Your path through life does not have to be a cold and difficult journey. You have the power to make positive changes, and the oracle can lead you in the right direction.

Comments

key key – 2012-07-03 19:16:10

Thank you for discussing with me at those really hard times in my life.
It means a lot to me.

Bryce – 2012-07-27 18:33:57

yeah, it’s a crock. but it was good for a few laughs.
thanks mate.



Getting Free Math Homework Help – Expert Advise At No Cost #question #and #answer #websites


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Math prepa

Where to Ask Math Questions and Get Answers for Free

Do you sometimes feel trapped by a complicated or tricky math problem? The solution to a math problem could be elusive. To access the answer to the problem could avoid further frustration and help you learn about solving the problem. With the answer to a complicated math problem already in hand, most of the times it is possible for you to work backwards to figure out how the problem has been solved. Now the question is: In order to access the answers to your math problems, where can you ask math questions and get answers for free?

A lot of times you can get the answer to your math question from resources or people around you. To name a few:

  • Search for answers appendix at the back of your textbook. You may have noticed that it contains over half of the answers to your math questions, covering all the odd numbered events or questions.
  • Reach out for homework help. Ask someone who could easily understand your math homework. Ask a family member for help. Call or email a classmate who could be helpful.
  • Seek math help at school as soon as you can. Set a meeting time with your math teacher. Don’t forget to take advantage of the class when there is cooperative work time for you to ask your classmates for assistance. Ask your teacher about obtaining free tutoring that your school offers, or join an after-school study group to avoid future frustration.

If you are left with no help around you at the moment, you can always use the unlimited free resources online. Here are a few ways to do so:

  • Search the archives on math help websites. Archives from previously posted problems and answers are usually maintained at educational websites. Your problem might have already been solved on those sites. If not, you might find a similar problem to help you find the steps of solving our problem.
  • Try entering your problem into a math problem-solving program on a math website. Those programs can solve most of the basic math, trigonometry, calculus, statistics and algebra problems. If you don’t know which websites have these programs, use search engine and find out.
  • Ask a math expert at a math tutoring website to solve your problem and give you the answer. A lot of math websites have experts that are available to answer math questions free of charge. Some websites have volunteers with expertise in a lot of fields of math.

All you need to know about math

Homework related recources



Catholic and Enjoying It! Mark Shea – s Blog: So That No Thought of Mine, No Matter How Stupid, Should Ever Go Unpublished Again! #answers #to #math #problems


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Everything happening right now in the world of baseball reminded me of a story from my childhood:When I was very small I had a baseball cap that I loved. I don’t know where I got it. It had a little smiling face on it, which seemed like a pretty good fashion statement.That little smiling guy was actually the mascot for the Cleveland Indians baseball team, now widely considered to be super duper racist, but at the time, I wasn’t aware of the concept of racism, America’s history of [Read More. ]

Absolutely despicable: “Totally betrayed, that’s how I feel,” Susan Haley, who served 26 years in the Army and now owes $20,500, says. “I didn’t knowingly accept money I wasn’t supposed to have. They wanted me to re-enlist and I was assured everything was fine.” How about, instead of this, we order every member of Congress to pay back everything they have earned since the outbreak of the war and, if they refuse, they be sent to a battle zone as mine sweepers?One of the four sins that cry [Read More. ]

Ouch:“Sean Hannity has entered the pantheon of a true propagandist. His behavior reminds me of a conversation I had with a [Soviet] political officer in the mid-1980s when I was an air attaché to Bulgaria. I asked this officer what truth was to him. He responded without hesitation, ‘Truth is what serves the party.’” – Michael Hayden, Ex-CIA DirectorDouble ouch:“FOX News has almost entirely jumped the shark,” said Michael Hayden, the CIA director under George W. Bush. “They have gi [Read More. ]

is a corrupt Nixonian policy wonk. Don’t forget that. The moment she wins it will be time to fight her. [Read More. ]

Had a lovely day yesterday. After Mass (which was deeply nourishing), took a five mile walk through the neighborhood, through an October wood, across the freeway overpass, down the interurban trail, around the lake, up and around the quiet lane behind our house, down to the store and home. Then my [Read More. ]

A reader writes:This lad, Nolan Scully, is in great need of immediate prayer. He is undergoing intensive cancer surgery today that he may very well not survive. Our parish held a prayer service for him Sunday, pleading with the Lord for His Divine Mercy.Any assistance you can provide via [Read More. ]

I wanted to make you aware of an exciting new project. Dynamic Catholic released its first Christmas Advent album. The album, O Emmanuel, is a new 10 track album featuring a mesmerizing synthesis of jazz improvisation, classical and sacred music. In the first week of pre-order the album sold [Read More. ]

On Monday, Sherry Antonetti gabbed about Deathstorm 2016 and other adventures:On Tuesday, Michael Lichens and I yakked about the Discovery of the Trinity:On Wednesday, Rod Bennett and I had a grand time talking about Frankenstein, both the book and the film(s):On Thursday, [Read More. ]



The 45 Best Online MPA Programs #mpa #online #programs #no #gre


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Best Affordable Online MPA

Looking for the best online MPA from an accredited university at a truly affordable cost?

Get Educated surveyed 50 master’s degree programs nationwide to create this fact-based ranking list of Best Buys in Public Administration degrees in the USA—24 accredited MPA online, all with a price tag less than $22,500.

These online degree rankings were calculated by analyzing tuition and online learning fees at 45 regionally accredited universities in the USA that offer 50 different online master’s degrees for students interested in public administration careers. This is an objective ranking list of the most affordable MPA online programs.

To appear on a Get Educated Best Buy list, the online degree profiled must objectively cost less than the average cost of all the degrees surveyed in the comprehensive data set.

Average Cost. $22,244
Most Affordable. University of North Carolina at Pembroke

$7,478
Most Expensive: Rutgers University

Search all Online MPA Degree Programs >>

These online public administration degree rankings are based on a national survey of regionally accredited MPA online programs or the allied career area of public affairs. Costs were verified valid at time of collection (Fall 2013).

Rankings Note. These online degree rankings are based on a Fall 2013 distance learning survey of regionally accredited or accredited university candidates which offer an MPA online. Tuition and fees stated were valid at the time of collection (Fall 2013). Profiles for each distance degree in the Get Educated online college directory may reflect slightly different costs based on a different update schedule.

The published cost is an estimated sticker price for the entire online master’s degree and typically reflects the most affordable, cheapest distance degree program. Factors such as transfer credits at entrance, prerequisite online course requirements, and financial aid will affect your final purchase price.

Editorial Note: Colleges NEVER pay to be included in the Get Educated online university rankings. These rankings are editorially independent, open to any regionally accredited university which offers a degree that is delivered at least 80% at a distance and open to the public. There is no cost to use the Get Educated Best Buy award seals, should your degree appear on these rankings.

If your online university is regionally accredited and not currently surveyed by Get Educated, please contact us for inclusion. Each affordability ranking list is calculated every two years. The next MPA online degree rankings will be undertaken Fall 2015.

To see affordability rankings of the best online colleges for other business master’s degree programs, check out the following lists:

1 American Counseling Association’s Council for Accreditation of Counseling and Related Educational Programs (CACREP)

2 Commission on Accreditation for Marriage and Family Therapy Education (COAMFTE)
American Counseling Association’s Council for Accreditation of Counseling and Related Educational Programs (CACREP)

3 Commission on Accreditation for Marriage and Family Therapy Education of the American Association for Marriage and Family Therapy

4 Council for Accreditation of Counseling and Related Educational Programs (CACREP)

5 Council for the Accreditation of Counseling and Related Educational Programs (CACREP)

6 Council on Rehabilitation Education (CORE)

7 Council on Social Work Education (CSWE)

8 National Addiction Studies Accreditation Commission (NASAC)



Education Anywhere, Homeschool, High School, Accredited diploma, Curriculum, Online classes #homeschool, #high #school, #high #school #diploma, #home #school, #homeschooling, #home #schooling #requirements, #home #school #programs, #online #home #school #programs, #home #school #curriculum, #homeschool #arkansas, #accredited #homeschool #high #school, #alternative #homeschool #education, #alternative #homeschool #high #school, #alternative #homeschooling #education, #best #homeschool #program, #distance #education #for #homeschool #families, #distance #learning #for #homeschoolers, #distance #learning #high #school #homeschool, #earn #a #homeschool #high #school #diploma, #expelled #then #homeschool, #ged #vs #high #school #diploma, #high #school #diploma #vs #ged, #high #school #homeschool #class #online, #homeschool #highschool, #homeschool #adult #education #resource, #homeschool #advantage, #homeschool #alternative #education #center, #homeschool #alternative #education #high #school, #homeschool #alternative #education #program, #homeschool #at-risk #youth, #at-risk #homeschool #student, #homeschool #counselor #resources, #homeschool #credit #recovery, #homeschool #credit #recovery, #homeschool #curriculum, #homeschool #diploma, #homeschool #distance #learning #middle #school, #homeschool #distance #learning, #homeschool #drop-out #prevention, #homeschool #expelled #student, #homeschool #ged #prep, #homeschool #ged #preparation, #homeschool #ged #program, #homeschool #ged #test #prep, #homeschool #ged, #homeschool #graduation, #homeschool #submissions, #homeschool #high #school #class #on-line, #homeschool #high #school #credit #recovery, #homeschool #high #school #credit, #homeschool #high #school #curriculum, #homeschool #high #school #diploma #online, #homeschool #high #school #diploma #online, #homeschool #high #school #diploma, #homeschool #high #school #internet #school, #homeschool #high #school #online, #homeschool #high #school #on-line, #homeschool #high #school, #homeschool #home #work, #homeschool #internet #high #school #classes, #homeschool #internet #high #school #courses, #homeschool #internet #high #school, #homeschool #life, #homeschool #middle #school #online, #homeschool #on-line #high #school, #homeschool #online #high #school, #homeschool #on-line, #homeschool #online, #homeschool #parent #resources, #homeschool #parents, #homeschool #prices, #homeschool #remedial #programs, #homeschool #remedial #services, #homeschool #resource, #homeschool #special #education, #homeschool #student #resources, #homeschool #students, #homeschool #summer #school #options, #homeschool #summer #school, #homeschool #summer #school, #homeschool #technology #classes #k-8, #homeschool #teens #in #crisis, #homeschool #top #100, #homeschool #vocational #education #online, #homeschool #vocational #homeschool #web #high #school, #resource, #homeschool #world, #rated ##1, #homeschool, #homeschool.com, #homeschooler, #homeschooling #curriculum, #homeschooling #difficult #teens, #high #school #homeschooling, #homeschooling #diploma, #homeschooling #family, #homeschooling #ged #on-line, #homeschooling #ged, #homeschooling #high #school #online, #homeschooling #high #school, #homeschooling #information, #homeschooling #online, #homeschooling #on-line, #homeschooling #resource, #homeschooling #struggling #teens, #homeschooling, #homeschools, #independent #learning #homeschooling, #internet #homeschool #high #school #diploma, #internet #homeschool #summer #school, #middle #school #homeschool, #no #child #left #behind #homeschool, #online #high #school #homeschool, #online #high #school #homeschool, #online #homeschool #high #school #education, #on-line #homeschool #high #school, #on-line #homeschool #middle #school, #on-line #homeschool #summer #school, #on-line #homeschool, #online #homeschooling, #school #within #a #school, #state #standardized #test #for #homeschool, #value #of #homeschooling


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Homeschool, Credit Recovery Classes, Alternative Educational Services for Middle School and High School, Accredited Curriculum and Diploma With ED Anywhere!

ED Anywhere!

Welcome to ED Anywhere, an affordable middle school & high school educational program designed to help youth & adults build strong academic skills, effective personal and social problem-solving and critical thinking techniques, and productive pre-career and workplace skills. ED Anywhere provides youth & adults with the very best in on-campus programs, homeschooling online education, rigorous curriculum, and teacher support. ED Anywhere provides homeschoolers, private schools, and public schools with the opportunity to use the latest technology equipment to:

  • Earn an accredited high school diploma with online classes & excellent for summer school, homeschooling, & credit recovery
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  • Gain official credits for classes taken as a homeschool with our unique Pre-Assessment & Testing Program
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  • Provide the best possible added service for public schools, private schools, and homeschool environments.

Get Personalized Attention at ED Anywhere

In ED Anywhere, we look at education differently. For us, education does not lie in the quantification of knowledge. But it lies in the quality of knowledge and practical skills that helps form the character of students. Nobody knows this need more than ED Anywhere. This we achieve by offering a custom approach to education – because we know that each student has a different need. We offer FREE consultations for students to make sure they get the program that works for them. Our staff has years of experience with all levels of student needs – we know what motivates them and what can get in the way of learning.

If you are looking for the best comprehensive educational services for your student then please arrange for your FREE consultation. We offer a comprehensive assessment of your students needs either by phone or in person that will provide you with a complete educational plan. Our customized program of study will find the best way to learn, whether it’s seeking an accredited High School diploma, summer school classes, remedial classes, credit recovery, homeschool, GED, vocational services for your home school–public or private school program or any one of the other programs we offer. ED Anywhere offers both on campus and off campus (online) placements depending on your need and location. Contact us today!


Leave No Student Behind

We stand firmly behind our pledge to leave no student behind. We work closely with students and parents to provide creative solutions to challenging cases.

The GOAL of ED Anywhere is to build independent young adults who possess strong academic skills, effective personal and social problem solving techniques, and productive pre-career and workplace skills and values.

Popular News

A note about homeschool and education.
– ED Anywhere

Accredited Diploma Requirements and Program of Studies for Middle School High School.
– ED Anywhere

Financial Help for Homeschooling Support Groups.
Homeschool.com

ED Anywhere High School provides several campus services for Loudoun County Public School students in Northern Virginia.

Loudoun County School Board adopts new alternative education policy, References about ED Anywhere and interesting comments from sensitive citizens.
LoudounTimes



Our 100% Online, AACSB Accredited MBA Program #online #mba #no #gmat #aacsb


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Our 100% Online, AACSB Accredited MBA Program

Arthur J. Bauernfeind Master of Business Administration

MSU’s 100% Online, AACSB Accredited MBA Program

The Arthur J. Bauernfeind College of Business at Murray State University has a 100% Online, AACSB Accredited MBA Program. No, as a student you won’t need to come to Murray, KY, except for the happy occasion of your graduation ceremony. All ten (10) graduate courses are offered completely online. We offer only the general MBA 100% online, meaning that we do not have any concentrations. Everything about our online MBA is the same as the regular MBA Program in Murray, KY, including:

  • Admission Requirements: A minimum overall GPA of 2.75 is required for conditional admission. Within 2 months of receiving the conditional admission letter from the MBA Office, the applicant MUST submit the GRE or GMAT score specified in the conditional admission letter. At that point, the student will be fully admitted into the program (called “unconditional admission”).
  • The 7 Core Courses: ACC 604, CIS 653, FIN 602, ECO 625, MGT 651, MKT 667, and the capstone course MGT 656. These are described, briefly, under the MBA Curriculum link on this website. As for electives, we currently offer only a specified number of these—typically MKT 675 (E-Business), MGT 653 (HR-Staffing), MGT 654 (Human Resources Management); BUS 615 (Communicating in an International Business Environment), and FIN 632 (Investment Management), among others.
  • Name of Degree (MBA): Yes, it will be the same, on your actual degree, as the on-campus, regular MBA.
  • How do the 100% Online Courses Work?
    All instruction is delivered online, via a program called Canvas. Some 70% of our online MBA students work full time, and therefore expect to do most of their academic work during the evenings. We know and recognize this reality, and will work with you. As for how many graduate courses you can take online each semester, we advise 2 graduate courses maximum.

    How much does the 100% Online MBA at Murray State University Cost?
    See the Tuition and Books link on this website for answers.

    How Quickly can I Complete the 100% Online MBA Program at MSU?
    If you already have all the MBA foundation (prerequisite) courses, you can complete our MBA within 18 months.

    How Do I apply to your 100% Online MBA Program?
    The same way as the regular MBA Program. See the “MBA Application” link on this website.

    Do I need to send letters of recommendation (references) as part of the application process?
    No. Please do not send any letters of recommendation.



    Best Term Life Insurance Quotes & Rates – 100% Online #life, #insurance, #quotes, #quote, #term, #rates, #no, #exam, #policy, #instant, #affordable, #cheap, #online, #low, #cost, #price, #compare, #estimates


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    Life Insurance Quotes

    Term Life Insurance Quotes with No Hassles

    The team at lifeinsurancequotes.net is dedicated to answering all of your questions with regard to life insurance. We are a no-hassle online quote service combining professional expertise and the best rates from top rated life insurers nationwide. Don’t waster your time submitting your personal information to our competitors, we do all the heavy lifting so you can make a wise, informed decision for you and your loved ones.

    2 Types of Policies

    Before you compare term life insurance quotes online and get hassled by countless people you don’t know you will first want to consider what type of coverage that you need in a policy. The following are our most popular options that we offer – no medical exam or fully underwritten:

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    Carefully consider all of these options – and any quotes on policies that you have been offered by life insurance providers before committing yourself to a life insurance policy. The decision between “whole life” and “term life” should be fairly simple depending on your wants, needs and financial situation, but the particulars of which insurer you decide upon and which particular policy is best for you can be tough questions which is why we offer our experience to you for free – call us day or night.

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    There are some financial decisions in life that can have a significant impact on the future of both you and your family. Although it can be cumbersome and tedious to weed through the intricate details of your options when making such a decision, the more research you put into the subject, the more likely it will be that you will avoid financial nightmares in the coming years and that your family will carry on and flourish while enjoying financial prosperity.

    Life insurance is a necessity for any individual who is the primary income provider in a household that includes one or more dependents. Regardless of how healthy or young you are, you should always keep in mind your mortality when considering the well being of those who depend on you. While important, life insurance is by no means a simple product to understand. When you make the decision on which policy to purchase, you should be sure that you have thoroughly explored two vital topics: the different types of life insurance available (whole, universal, term, etc.), and the various policies offered by the life insurance providers doing business in your area. At lifeinsurancequotes.net, we provide information pertinent to both of these topics, and we offer a valuable and helpful resource to those who are currently in the market for the perfect life insurance policy for their circumstances.

    The first step towards finding the right life insurance for you is to understand the difference between “term life” and “whole life” policies. When you purchase life insurance, you should decide whether you want to take out one policy that will last the rest of your life, or take out a temporary insurance policy that will last a certain length of time.

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    Do you have bad credit?

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    With our “Rent To Own” auto financing program, we can get you approved regardless of your past bad credit history. Have you had past: bankruptcies, repossessions, foreclosures, or unpaid medical bills holding you back from driving the used car of your dreams? If so then you owe it to yourself to come down to Rush Autos in Calgary and finally hear the words “Yes, You’re Approved!”. We don’t let your bad credit score affect your approval process. Let one of our highly trained In-House financing bad credit specialists get you into the used car of your dreams with affordable payments that fit your current budget.

    Bad Credit is OK, No Credit is OK, and Bankruptcies are OK! Rush Autos is located in Calgary Alberta, however we also offer bad credit auto loan approval to residents in: Calgary, Canmore, Banff, Medicine Hat, Lethbridge, Red Deer, Edmonton, Airdrie, Cochrane, Crossfield, Okotoks, Irricana, Black Diamond, Strathmore, Carstairs, High River, Didsbury, Olds, Nanton, Sundre, Three Hills and Vulcan Alberta.



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  • No Cost Home Loans – No Closing Cost Loan & Equity Mortgages #no #cost #home #equity #loans,no #closing #cost #loan,no #cost #home #loans,no #closing #cost #home #loan,no #cost #refinance,no #point #refinance,no #cost #home #loan,no #point #home #loan,no #fee #home #loans,no #cost #second #mortgage,no #cost #home #equity #loan,no #cost #home #equity,no #fees,no #points


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    No Cost Home Loans

    As a competitive nationwide mortgage lender, we specialize in no closing cost loan programs and no fee refinance options for borrowers with qualified credit. We are an online home equity lender who prides itself in quick loan approvals, no cost refinance and no point home equity loans. Shop Nationwide lenders that offer low interest rate credit lines, home equity loans and fixed refinancing. Compare second mortgage loans that have some of the lowest fixed interest rates in the nation. Choose from several no cost home loan options:

    With the right credit and equity combination, no cost home loans are possible, so ask a loan professional about the requirements, so that you can see if you qualify with your credit score, loan-to-value and debt to income ratio. Get a no closing cost home loan and save the money for a rainy day!

    At Nationwide, we pride ourselves in helping people find unique no cost home loan programs with accurate interest rates and rapid loan processing. Our streamlined structure enables us to offer you a wider selection of second mortgages with more flexible loan terms that do not require any income verification for good people who do not want to document their income. You’ll see that our reduced documentation loans and stated income second mortgages aren’t difficult to qualify for, and our interest rates are very competitive. No cost mortgages have been more popular than ever as interest rates continue to break 50-year records. Top 8 Home Equity Loan Programs

    Benefits of Home Equity Loans with
    No Closing Costs or Lender Fees.

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    Note: Many brokers and lenders may be offering no cost home loans but make sure that they are not hiking the interest rate. Many brokers will charge you a rate a percentage point higher when a borrower opts for a no closing cost loan. Nationwide Mortgages will extend you the same home loan rate whether you are paying for lending fees or selecting a no cost home loan.

    Negotiating Lower Mortgage Fees and Closing Costs on Home Loans

    What a lot of people may not realize when they first enter their bank looking to qualify for a home loan with no closing costs is that there is a surprising number of areas where they don’t have to simply accept what the bank offers. It is actually possible to negotiate for much more favorable terms if an individual has a better understanding of what their options actually are.

    Of course, the first thing that an individual needs in order to put themselves in the best position possible is a good credit score. The better history and score that an individual has when it comes to their credit, the better they will be able to negotiate for the elimination, or at least reduction, of certain fees and costs. When an individual gets a home loan, there are a number of hidden fees and costs that are tucked into the loan that a lot of people may not be aware of. Discussing all of these costs and finance options with a lender will not only help a person to be more educated when it comes to what they are spending their money on, but also allow them to possibly get some of their closing costs and fees reduced.

    Some examples of fees that are up for negotiation are things like underwriting fees, escrow, title, and even processing costs. While it may not be possible to eliminate all of these additional costs, it never hurts for person to ask to have some of them reduced or removed altogether.

    While no cost home loans are ideal, they may not be possible in every situation. However, once an individual sits down and begins to negotiate the loan costs with their lender, they may be pleasantly surprised to find out just how much they can reduce their closing costs and other mortgage fees. One of the best ways to achieve this goal is to shop around when it comes to the lender that an individual does business with. By comparing home loans side-by-side, a person will be in a better position to choose a loan that better fits their particular needs from the get-go and then go about negotiating that mortgage with their lender in order to get even more favorable terms.

    With everything from interest rates the lender’s fees, closing costs to origination fees on the table, borrowers can dramatically reduce the amount of additional fees that they pay when purchasing the home that they have always wanted.

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    We offer options for no closing cots on both fixed rate home equity loans and adjustable rate credit lines. Check out our online incentives for no income verification home loans; no cost refinancing, Conventional, VA, FHA home loans and Interest Only Programs.

    Less People Losing Home Equity – Approximately 400,000 less homeowners in the United States experienced their home loans dip underwater in the 2nd quarter this year, according to the National Mortgage News.

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    Is Life Insurance A Smart Investment? #life #insurance #no #test


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    Is Life Insurance A Smart Investment?

    When it comes to considering life insurance as an investment, you’ve probably heard the adage, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type of life insurance and leaves money free for other investments. Permanent life insurance. the other major category of life insurance, allows policyholders to accumulate cash value, while term does not, but there are expensive management fees and agent commissions associated with permanent policies, and many financial advisers consider these charges a waste of money.

    When you hear financial advisers and, more often, life insurance agents advocating for life insurance as an investment, they are referring to the cash-value component of permanent life insurance and the ways you can invest and borrow this money. (See 6 Ways To Capture The Cash Value In Life Insurance.) When does it make sense to invest in life insurance in this way – and when are you better off buying term and investing the difference? Let’s take a look at some of the most popular arguments in favor of investing in permanent life insurance and how other investment possibilities compare.

    Arguments in Favor of Using Permanent Life Insurance As an Investment

    There are many arguments in favor of using permanent life insurance. The issue is: These benefits aren’t unique to permanent life insurance. You often can get them in other ways without paying the high management expenses and agent commissions that come with permanent life insurance. Let’s examine a few of the most widely advocated benefits of permanent life insurance one by one.

    1. You get tax-deferred growth.

    This benefit of the cash-value component of a permanent life insurance policy means you don’t pay taxes on any interest, dividends or capital gains in your life insurance policy until you withdraw the proceeds. You can get this same benefit, however, by putting your money in any number of retirement accounts, including traditional IRAs. 401(k)s. 403(b)s. SIMPLE IRAs. SEP IRAs and self-employed 401(k) plans.

    If you’re maxing out your contributions to these accounts year after year, permanent life insurance might have a place in your portfolio. For more on the tax advantages of permanent life, see Cut Your Tax Bill With Permanent Life Insurance .

    2. You can keep your policy until age 100, as long as you pay the premiums.

    A key advertised benefit of permanent life insurance over term life insurance is that you don’t lose your coverage after a set number of years. A term policy ends when you reach the end of your term, which for many policyholders is at age 65 or 70. But by the time you’re 100, who will need your death benefit. Most likely, the people you originally took out a life insurance policy to protect, your spouse and children, are either self-sufficient or have also passed away.

    3. You can borrow against the cash value to buy a house or send your kids to college, without paying taxes or penalties.

    You can also use money you put in a savings account that you control – one on which you don’t pay fees and commissions – to buy a house or send your kids to college. But what insurance agents really mean when they make this point is that if you put money in a tax-advantaged retirement plan like a 401(k) and want to take it out for a purpose other than retirement, you might have to pay a 10% early distribution penalty plus the income tax that’s due. Further, some retirement plans, like 457(b)s. make it difficult or even impossible to take out money for one of these purposes.

    That being said, it’s generally a bad idea to jeopardize your retirement by raiding your retirement savings for some other purpose. penalties or not. It’s also a bad idea to confuse life insurance with a savings account. What’s more, when you borrow money from your permanent insurance policy, it will accrue interest until you repay it, and if you die before repaying the loan, your heirs will receive a smaller death benefit. (To learn more, read How Do 401(k) Loans Work? )

    4. Permanent life insurance can provide accelerated benefits if you become critically or terminally ill.

    You may be able to receive anywhere from 25% to 100% of your permanent life insurance policy’s death benefit before you die if you develop a specified condition such as heart attack, stroke, invasive cancer or end-stage renal failure. The upside of accelerated benefits. as they’re called, is that you can use them to pay your medical bills and possibly enjoy a better quality of life in your final months. The drawback is that your beneficiaries won’t receive the full benefit you intended when you took out the policy. Also, your health insurance might already provide sufficient coverage for your medical bills.

    In addition, some term policies offer this feature; it isn’t unique to permanent life insurance. Some policies charge extra for accelerated benefits, too – as if permanent life insurance premiums weren’t already high enough. (Read A Closer Look at Accelerated Benefit Riders to learn more.)

    Arguments in Favor of Buying Term and Investing the Difference

    When you buy a term policy, all of your premiums go toward securing a death benefit for your beneficiaries, who are usually your spouse or children. Term life insurance, unlike permanent life insurance, does not have any cash value and therefore does not have any investment component. However, you can think of term life insurance as an investment in the sense that you are paying relatively little in premiums in exchange for a relatively large death benefit.

    For example, a nonsmoking 30-year-old woman in excellent health might be able to get a 20-year term policy with a death benefit of $1 million for $480 per year. If this woman dies at age 49 after paying premiums for 19 years, her beneficiaries will receive $1 million tax-free when she paid in just $9,120. Term life insurance provides an incomparable return on investment should your beneficiaries ever have to use it. That being said, it provides a negative return on investment if you are in the majority of policyholders whose beneficiaries never file a claim. In that case, you will have paid a relatively low price for peace of mind. and you can celebrate the fact that you’re still alive.

    Do you really hate the idea of potentially “throwing away” almost $10,000 over the next 20 years? What would happen if you invested $480 per year in the stock market instead? If you earned an average annual return of 8%, you’d have $25,960 after 20 years, before taxes and inflation. Considering the opportunity cost of putting that $480 per year into term life insurance premiums instead of investing it, you’re really “throwing away” $25,960. But if you die without life insurance during those 20 years, you’ll leave your heirs with almost nothing instead of leaving them with $1 million.

    What if you bought permanent life insurance instead? The same woman described above who purchased a whole life insurance policy from the same insurance company could expect to pay $9,370 annually.The whole life policy’s cost for a single year is just slightly less than the term life policy’s cost for 20 years. So how much cash value are you building up for that extra cost?

    – After five years, the policy’s guaranteed cash value is $19,880, and you will have paid $46,850 in premiums.

    – After 10 years, the policy’s guaranteed cash value is $65,630, and you will have paid $93,700 in premiums.

    – After 20 years, the policy’s guaranteed cash value is $181,630, and you will have paid $187,400 in premiums.

    But after 20 years, if you had bought term for $480 a year and invested the $8,890 difference, you’d have $480,806 before taxes and inflation at an average annual return of 8%.

    Sure, you say, but the permanent life insurance policy guarantees that return. I’m not guaranteed an 8% return in the market. That’s true. If you have no tolerance for risk, you can put the extra $8,890 a year in a savings account. You’ll earn 1% annually, assuming interest rates never go up from today’s historic lows. After 20 years, you’ll have $208,671. That’s still more than the permanent policy’s guaranteed cash value of $181,630.

    Using permanent life insurance as an investment might make sense for some people in some situations — usually high net-worth individuals looking for a way to minimize estate taxes .

    For the average person, the odds are poor that permanent life insurance will be a good investment compared with buying term and investing the difference. For more on the topic, see Strategies To Use Life Insurance For Retirement .



    Payday Loans up to $1, 000 Personal Loans up to $3, 000, i need a personal loan with no credit.#I #need #a #personal #loan #with #no #credit


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    LoanSolo.com is not a lender and does not provide short term or online personal loans but refers consumers to the lenders who may provide such loans. LoanSolo.com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs depend on multiple factors, including the lender’s requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process.

    The APR on a short term loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. See a Representative Example

    Borrow $200 for 14 days with a $30 to $60 lender fee. Your estimated APR is 391% to 782%

    Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100

    Low End of Range: ($30 / $200) * (365 days / 14 days) x 100 = 391.07%

    High End of Range: ($60 / $200) * (365 days / 14 days) x 100 = 782.14%

    Payday loans are relatively expensive when compared with other loan products. Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs.

    The APR on online personal loans can reach up to 1,386% depending on the lender’s terms, borrower’s residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors. Some states cap APR and the amounts of charges for online personal loan.

    You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment. For more information about your lender’s specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments. Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature.

    The costs associated with loans of up to $500 can range from 15% to 40% of the entire loan amount, and the charges associated with loans of more than $500 can be even more. Your lender may also charge you late fees as well as fees for non-sufficient funds. As an example, your lender may charge you a $20 nonsufficient funds fee as well as 15% of the loan balance as a late fee. Please review your loan agreement carefully for information about the financial implications of non-payment before you provide your electronic signature.

    Non-payment may involve debt collection practices as it is set by applicable law. The majority of the lenders in our network do not intend to sell your debt to outside collection agencies. Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message. Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead. Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors.

    Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies — Experian, Equifax and Transunion. This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lenders receive payment in full, they can report it to the credit reporting agencies. We remind that late payment or non-payment of your loan can have negative impact on your credit history.

    Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement. You should check your loan agreement for your lender’s policy on automatic loan renewal prior to e-signing it. If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up. Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments.

    Legal Disclaimer: This website does not constitute an offer or solicitation to lend. LoanSolo.com is not a lender and does not make loans or credit decisions. Loansolo.com provides a matching service only and is not acting as a representative, agent, or correspondent for any of the lenders we contract with. Loansolo.com does not charge a service fee. Loansolo.com does not control and is not responsible for the actions or inactions of any lender. Loansolo.com does not endorse any particular lender or loan product. You are under no obligation to use the service, initiate contact, or request credit with any of the lenders. This service is not available in all states. The residents of Arkansas, New York, Vermont and West Virginia will not be able to use the service of the website. Service availability and scope are subject to change without notice.

    Subject to our privacy policy, loansolo.com will transfer your information to lenders in our program and other service providers and marketing companies with which we do business who may or may not offer payday loans up to $1,000 and online personal loans up to $3,000. Loansolo.com does not guarantee that completing an online form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or a loan product of the requested sum or desirable terms, or receiving any approval from a lender in the first place.

    Credit Check: Participating lenders may verify your social security number, driver license number, national id, or any other state or federal identifications and review your information against national databases, including but not limited to Equifax, TransUnion, and Experian, to determine your credit worthiness, credit standing and/or credit capacity. By submitting your information via our online form on this website, you agree to allow any and all participating lenders to verify your information and check your credit.

    Not all the lenders in our network can provide up to $1,000 in payday loans and $3,000 in online personal loans. The limits and regulations vary from state to state. Cash transfer times and terms may vary from lender to lender.

    Consumer Notice: We remind that payday loans and online personal loans for small dollar amounts are not a long term financial solution. These credit options imply relatively high interest rates and become a very costly solution if used improperly. Consumers that seek funds for longer terms or debt relief should consult credit advisor prior to making credit decisions of taking a short term or an online personal loan for small dollar amount.



    MA Online: District 13: Chat Room #marijuana,anonymous,12 #step,no #pot, #drug #free,addiction,addict,reccovery,drug #free,ma, #maws,marijuana,pot,reefer


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    Welcome to the Chatroom. Please browse the chatroom menu sections below to get familiar with some of the related subjects and help topics.

    Chatroom Menu (open/close)

    What’s New?

    • District 13 launched its new website June 10th! Take your time to explore all the links and menu items.
    • As of 6/24, we returned to using the Parachat chatroom, while some fixes are studied for the new ProChat software that was used on our site June 10-24.
    • You may login to ParaChat using your username/password in use prior to June 10. New members since June 10 who created new ProChat credentials need to register again in ParaChat.
    • If you use Flash on a PC or mac of any kind, please switch to another browser besides Chrome so you can use Java. Java is incompatible with Chrome. Java allows you to use private messages efficiently and to host without difficulty.
    • Come to a meeting or chat 24/7 with the worldwide MA family
    • MA Convention Speakers in the new multi-media library are a great hit — have a listen!
    • Many thanks to the the District 13 Site Upgrade Committee for their time and effort.

    Meeting Topic List

    Here are some suggested topics for Marijuana Anonymous meetings:

    Chips

    We have virtual and physical chips to recognize milestones of sobriety. For thirty days and up we have virtual chips. You can reward yourself by accessing a link here. Better yet, share your sobriety time in a meeting or in the chatroom, and someone can send you a virtual chip.

    We have physical chips we can mail to you to celebrate 90 days, 6 months, 9 months, a year, 18 months, and multiple years. Announce your sober time in a meeting, celebrate, and be sure to tell a host or moderator your address. Your address will be given to our Chips Person, who will send one in the mail to you.

    Verifications

    Verifications of meeting attendance are sent via email. If you need a meeting verification, let the host know in a private message both at the beginning and at the end of the meeting. You will need to provide the host your name and the email address where you want the verification sent. Meetings are one and one half hours long and full attendance is required.

    Please note, only registered hosts can send a verification. Check the schedule for your host’s name — if it‘s on it somewhere, then that person is registered. Or just ask. We’re glad you’re here and can get a taste of recovery!

    Technical Frequently Asked Questions and Information

    Chat Terms of Use

    • Our primary purpose is to carry the message to the marijuana addict who still suffers. We do this by practicing the 12 Steps and 12 Traditions of Marijuana Anonymous.
    • For room safety, Moderators may warn, silence, boot, or ban a person for offensive usernames or behavior in the rooms. A permanent ban requires a vote of the Chat Abuse Committee.
    • The following behavior is likely to lead to action from a Moderator:
    1. Personal attacks
    2. Attacks or abusive language based on race, gender, ethnicity, religion, or politics
    3. Threats of harm
    4. Sexually overt language
    5. Soliciting sex
    6. Promoting a religion
    7. Promoting, campaigning, or flaming about politics
    8. Selling, procuring or promoting marijuana or other drugs
    • The following types of usernames will lead to an action from a Moderator:
    1. Names that would commonly be considered vulgar, obscene, or sexual, or mentions another member
    2. Names that refer to private body parts
    3. Names that directly or indirectly are considered as pro-drug centric
    4. Names that have political references
    5. Names that advocate or promote religions
    • Protect your own safety by not giving out personal information until you are sure of who you are communicating with. Use the Report Abuse link to report abuse to the Chat Abuse Committee. Copy and paste the abusive text entries into your chat abuse report email, and include member(s), time and date, and room you were in.
    • The individual opinions expressed on this site, are the personal opinions of the members and cannot be understood to necessarily reflect the opinions of Marijuana Anonymous District 13, or Marijuana Anonymous World Services.
    • Thank you for your cooperation. Each one of us plays an important role in helping Marijuana Anonymous Online to be a safe space. We can best carry the message to the addict who still suffers by agreeing to these terms.

    The 12 Steps Of Marijuana Anonymous

    1. We admitted we were powerless over marijuana, that our lives had become unmanageable.
    2. Came to believe that a Power greater than ourselves could restore us to sanity.
    3. Made a decision to turn our will and our lives over to the care of God, as we understood God.
    4. Made a searching and fearless moral inventory of ourselves.
    5. Admitted to God, to ourselves, and to another human being the exact nature of our wrongs.
    6. Were entirely ready to have God remove all these defects of character.
    7. Humbly asked God to remove our shortcomings.
    8. Made a list of all persons we had harmed, and became willing to make amends to them all.
    9. Made direct amends to such people wherever possible, except when to do so would injure them or others.
    10. Continued to take personal inventory and when we were wrong, promptly admitted it.
    11. Sought through prayer and meditation to improve our conscious contact with God, as we understood God, praying only for knowledge of God’s will for us and the power to carry that out.
    12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to marijuana addicts and to practice these principles in all our affairs.

    The 12 Traditions Of Marijuana Anonymous

    1. Our common welfare should come first; personal recovery depends upon M.A. unity.
    2. For our group purpose there is but one ultimate authority, a loving God whose expression may come through in our group conscience. Our leaders are but trusted servants; they do not govern.
    3. The only requirement for membership is a desire to stop using marijuana.
    4. Each group should be autonomous except in matters affecting other groups or M.A. as a whole.
    5. Each group has but one primary purpose, to carry its message to the marijuana addict who still suffers.
    6. M.A. groups ought never endorse, finance, or lend the M.A. name to any related facility or outside enterprise, lest problems of money, property, and prestige divert us from our primary purpose.
    7. Every M.A. group ought to be fully self-supporting, declining outside contributions.
    8. Marijuana Anonymous should remain forever nonprofessional, but our service centers may employ special workers.
    9. M.A. as such, ought never be organized, but we may create service boards or committees directly responsible to those they serve.
    10. Marijuana Anonymous has no opinion on outside issues; hence the M.A. name ought never be drawn into public controversy.
    11. Our public relations policy is based upon attraction rather than promotion; we need always maintain personal anonymity at the level of press, radio, t.v. film, and other public media. We need guard with special care the anonymity of all fellow M.A. members.
    12. Anonymity is the spiritual foundation of all our traditions, ever reminding us to place principles before personalities.

    Hmm. We see you are viewing this page on a small screen.

    You may want to try our Mobile Chat web application, instead of the regular chat which requires a larger screen size.



    Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #funny #questions #and #answers


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    Comments

    key key – 2012-07-03 19:16:10

    Thank you for discussing with me at those really hard times in my life.
    It means a lot to me.

    Bryce – 2012-07-27 18:33:57

    yeah, it’s a crock. but it was good for a few laughs.
    thanks mate.



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    How to Buy Term Life Insurance With No Medical Exam

    We live in a fast-paced world. One where two-day shipping is the norm and waiting five seconds for a website to load feels like forever. We’ve become accustomed to getting what we want quickly and moving on to the next item on our to-do list.

    So it’s no surprise that many people scoff at the idea of waiting weeks to get a term life insurance policy. And although buying term life insurance online has become fairly easy to do, the hard truth is it still takes time.

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    Fortunately for those who don’t want to or simply cannot wait to get coverage, there is a faster option: no medical term life insurance.

    What is no medical exam term life insurance?

    No medical exam term life has been around a while and goes by a few different monikers:

    • Nonmedical term life insurance
    • Simplified issue term life insurance
    • Rapid issue term life insurance
    • Express term life insurance

    Despite these name variations, all of these have one important thing in common: they do not require a medical exam.

    With fully-underwritten – or regular – term life you must complete a brief paramedical exam. The paramed as it’s often called, includes these things:

    • Body measurements – These include height, weight, blood pressure, heart rate, etc.
    • Health questionnaire – This covers your medical history, family history, current health and lifestyle.
    • Blood and urine samples – The examiner collects these from you and sends them to a lab. The results become a part of your application.

    The paramed exam is harmless and it’s paid for by the insurance company. But there is the whole blood sample thing. And for some, the thought of needles and blood – especially when mixed together – is enough to make them risk living without life insurance .

    So no medical term life is often a good fit for people in a rush and people with no desire to complete a paramed.

    A Simple Comparison

    This is likely what you’re after. But before we dig into the similarities and differences between regular term and no medical exam term, keep in mind they are both term life insurance policies. The coverage they offer is exactly the same. They both offer different term periods (e.g. 10 years, 20 years) and both pay a death benefit to your beneficiary if you die during the term period.

    That said, here are the highlights for each.

    No medical exam term life insurance:

    • Faster – The entire process takes 24-48 hours. Everything is done electronically, which saves time.
    • More convenient – The process is completely electronic, including the application, signatures and payment. Occasionally a physical signature is required when the policy is delivered.
    • No medical exam – This is the biggie. Skipping the paramed can shave 2-3 weeks off the process!
    • No medical records – The life insurance company does not request medical records from your doctors. You either qualify or you don’t.
    • Often more expensive – This is the biggest disadvantage of no medical exam term life. It is usually more expensive than regular term life. This is because the life insurance company assumes more risk when it’s not able to look at paramed exam results and medical records.
    • Fewer company options – Not many companies currently offer it. And of those that do, few are A-rated companies, which is what you should look for.
    • Coverage amount limited – The most you can get is about $400,000. Anything more and you’ll need to look at regular term.

    Regular term life insurance:

    • Takes longer – Full underwriting takes time. The paramed exam alone adds 2-3 weeks. And if you have medical history that requires a review of your medical records, it could add a few more.
    • Requires a paramed exam – This isn’t a big deal for most people, but it may be for you.
    • Usually less expensive – You can almost always find better prices on regular term life. That’s the reward for taking the paramed and showing your good health.
    • More company options – There are literally hundreds of life insurance companies that offer term life. And many of them are A-rated.
    • Coverage available in larger amounts – You can buy a policy with a death benefit from $25,000 and up. There’s virtually no limit to the amount of term you can buy if you qualify .

    Deciding whether or not to buy no medical term usually comes down to two questions: (1) do you need it now and (2) do you mind taking a paramed exam? If you don’t need it right away and you don’t mind the exam, you’re likely to save money with regular term. But if you answered yes to either question, no medical term might be the best choice for you.

    Start by getting a quote and comparing the cost between the two. That’s usually what it comes right down to anyway.

    About Tim Bain

    Tim is a licensed life insurance agent with 20 years experience helping people protect their families and businesses with term life insurance. He writes and creates stuff for QuickQuote and other insurance and financial websites. You can find him on Twitter.



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    After an insurance policy is issued you have a certain period of time (usually up to 30 days) during which you can change your mind and cancel the policy for any reason whatsoever. This is often called a “Free-Look Period”. If you cancel your policy during this free-look period, your premiums will be refunded in full.



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    Everything happening right now in the world of baseball reminded me of a story from my childhood:When I was very small I had a baseball cap that I loved. I don’t know where I got it. It had a little smiling face on it, which seemed like a pretty good fashion statement.That little smiling guy was actually the mascot for the Cleveland Indians baseball team, now widely considered to be super duper racist, but at the time, I wasn’t aware of the concept of racism, America’s history of [Read More. ]

    Absolutely despicable: “Totally betrayed, that’s how I feel,” Susan Haley, who served 26 years in the Army and now owes $20,500, says. “I didn’t knowingly accept money I wasn’t supposed to have. They wanted me to re-enlist and I was assured everything was fine.” How about, instead of this, we order every member of Congress to pay back everything they have earned since the outbreak of the war and, if they refuse, they be sent to a battle zone as mine sweepers?One of the four sins that cry [Read More. ]

    Ouch:“Sean Hannity has entered the pantheon of a true propagandist. His behavior reminds me of a conversation I had with a [Soviet] political officer in the mid-1980s when I was an air attaché to Bulgaria. I asked this officer what truth was to him. He responded without hesitation, ‘Truth is what serves the party.’” – Michael Hayden, Ex-CIA DirectorDouble ouch:“FOX News has almost entirely jumped the shark,” said Michael Hayden, the CIA director under George W. Bush. “They have gi [Read More. ]

    is a corrupt Nixonian policy wonk. Don’t forget that. The moment she wins it will be time to fight her. [Read More. ]

    Had a lovely day yesterday. After Mass (which was deeply nourishing), took a five mile walk through the neighborhood, through an October wood, across the freeway overpass, down the interurban trail, around the lake, up and around the quiet lane behind our house, down to the store and home. Then my [Read More. ]

    A reader writes:This lad, Nolan Scully, is in great need of immediate prayer. He is undergoing intensive cancer surgery today that he may very well not survive. Our parish held a prayer service for him Sunday, pleading with the Lord for His Divine Mercy.Any assistance you can provide via [Read More. ]

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    On Monday, Sherry Antonetti gabbed about Deathstorm 2016 and other adventures:On Tuesday, Michael Lichens and I yakked about the Discovery of the Trinity:On Wednesday, Rod Bennett and I had a grand time talking about Frankenstein, both the book and the film(s):On Thursday, [Read More. ]



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  • Contingency Fee – No Fees or Expenses Unless You Win – Personal Injury Lawyers #no #win #no #fee #lawyer


    #

    Contingency Attorney Fees: No Fees Unless We Win

    For over 35 years, the injury attorneys at Saiontz Kirk, P.A. have represented individuals who are pursuing compensation as a result of medical malpractice, nursing home negligence, automobile accidents, product liability and other personal injury matters. Over 500 million in compensation has been obtained by our clients without payment of any up-front costs to retain our services.

    All cases handled by Saiontz Kirk, P.A. under a contingency fee retainer agreement, with no out-of-pocket expenses and no fees unless compensation is secured by our client.

    Understanding Contingency Fees

    A contingency fee means that there are no fees or expenses paid unless we win your claim. Our attorneys agree to work on your case and pursue compensation for your injuries in exchange for a portion of the recovery.

    Through contingency fees, every person – regardless of race, religion, national origin, gender or age – is able to obtain the highest quality representation without payment of any money out of their pocket.

    While large corporations and wealthy individuals have the resources to hire expensive attorneys and pay several hundred dollars an hour, most injury victims can not afford to pay for the quality of representation they deserve. Through contingency fees, injury victims are also able to obtain the highest quality representation.

    When we accept a case and enter into an attorney-client relationship, your case is pursued with the energy and devotion that you deserve, since we have a financial interest in making sure that you obtain the maximum recovery. We have a reputation for success and collect over fifty million dollars in settlements and awards for our clients every year. Through contingency fees, you are able to obtain the best at no additional cost.



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    In order to select such companies, we use different criteria:

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    Which Car insurance companies accept No claims Discount proof from abroad-EU # #which #car #insurance #companies #accept #no #claims #discount #proof #from #abroad-eu, #vbulletin,forum,bbs,discussion,jelsoft,bulletin #board,money #saving,martin #lewis,shopping,save #money,insurance,holiday,flight,flight #checker,call #checker


    #

    Welcome to the MSE Forums

    Forum Social Team

    I am pretty sure that DU Direct do.
    I think Saga do (if you are over 50)
    I’m confident that Groupama would
    I’m pretty sure that a Lloyds Underwriter, such as Chaucer, would too.

    Your best bet would be to follow the Car Insurance instructions in the Best Buy Articles above and then starting with the cheapest, phone them and ask them.

    If you continue to get nowhere with that, find out who your EU insurers were as they probably have an arm in the UK and would honour your no claims.

    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.

    The late, great, Douglas Adams.

    Glad you like it!

    Users saying Thanks (1)

    I have had a surreal experience with overseas no-claims bonus with Swiftcover. First of all they accepted my no-claims. I phoned them to confirm this. Then they decided they won’t accept it because the overseas provider was not one they were willing to accept. I pointed out that my overseas insurer was AXA (their parent company). I then decided to not proceed with the policy and that incurred me a �25 payment and to make matters worse even though they could take my money straight away they could not pay it back for many weeks. I was pretty miffed at the time! I took out a small claims against them. After also complaining to Axa I cancelled all policies I had with them (�600 a month. mainly on life illness policies). I did check that I could get a better deal elsewhere beforehand though and surprise, surprise that was a good financial move too. The next stage was Swiftcover fought my claim (with a lot of twisting of facts I would add). So it cost another �25 to put the case before a human being in magistrate court. That was a surreal experience because I was armed with everything I wanted to put forward to show how they had messed me around and that I had been truthful and straight up with them from the outset. I only got a minute into my tirade and the guy said I could stop there. it was obvious that I thought I had not entered into a contract and their website had not made it clear enough. so I got my money back with all expenses. British insurance companies are real rip off merchants and I don’t trust any of them any more.

    Glad you like it!

    Sorry!

    There are currently no thanks for this post.

    By the way Zurich will except AXA overseas NCD even if AXA and Swiftcover will not. The other thing that really drives me nuts about UK insurers is when you get your renewal quote (after another no claim year) you expect it to be the best deal possible. I got one this morning of Endsleigh and when I went online I could beat it by �100. Strangely, the Endsleigh quote online could beat my renewal offer by almost �40. Another good customer lost!

    Glad you like it!

    Users saying Thanks (1)

    There are plenty of Insurers who will accept foreign no claims bonus, they often stipulate EU Insurers only and it is normally subject the written proof being in English and confirming the relevant information.

    You can often check by reading their FAQs on No Claims Bonus Proof, here is Swiftcovers which I found by googling Swiftcover NCD http://support.swiftcover.com/car-insurance-help/no-claims-discount-proof/

    Glad you like it!

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    This thread is closed, therefore you are unable to respond.

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    No.There are shysters. And Facebook enable them https://t.co/CjsKgtXGc4

    BA compensation blunder wrongly DENIES passengers payouts for flight cancellation chaos

  • Pound falls after election result – should you buy euros or dollars now?

  • Martin’s general election analysis: What the result means for you

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    • Young journalists, looking for a mentor?�



    Bold Christian University – The International Free University #bold,christian, #university,ludwig,otto,ludwig #otto,bold #christian #univesity,jesus,christ,jesus #christ,bible,new #testament,old #testament,free,no #tuition,salvation,god,holy #spirit,distance #learning,heaven,hell,wrath #of #god,truth,conference,faculty


    #

    BOLD Christian University

    Bold Christian University Is An Amazing Success Storywww.bcuniversity.net

    BOLD Christian University

    Dear Dr. Otto,

    Greetings in the wonderful name of Jesus Christ. How are you doing Sir? Here in the parish I am doing well.

    I will never forget Bold Christian University. I still remember it as a true God’s tool for sharpening God’s servants for his ministry. The church in my area is growing as a result of evangelism we always do to reach the lost. This is a result of Bold Christian University. My studies at this university have opened my eyes to see the importance of reaching the lost and the strategies of how to reach them.

    I always train men and women in my area how to reach the lost and the results are tremendous. We daily see people being added to the Lord. Praise Him! May the Lord richly bless you. In Him,

    Dr. Elisha Ndema, Mwanza, Tanzania

    Dear Doctor Otto,I wish I’d had a chance to say a proper thank you in person to you for being such a fantastic educator. I had a terrific experience in this program.

    I just wanted to let you know how much I appreciate everything you’ve done to help me improve my spiritual knowledge and spiritual growth process.You’ve helped me to build the foundation for improved academic achievement, also focus on winning souls for the Kingdom of God.You have such enthusiasm and patience. I don’t know how you’re able to keep it up!

    I wanted to let you know how much I enjoyed this program this year. I know it’s not easy to deal with me via emails but you managed to keep up with me and answered all my questions and answered emails on time.Enjoy the rest of the school year. You’re doing a fantastic job!

    Sincerely,Mrs. Charlyne Prince ,P.O Box F-40397, Freeport, Grand Bahama,
    The Bahamas

    Invite Dr, Otto to speak at your church!

    The Ludwig Otto Organization



    No Credit #no #credit #credit #card, #credit #cards #with #no #credit, #credit #cards, #credit #card #offers


    #

    Credit Cards for Limited Credit

    Consumers with short credit histories often have low credit scores and face the greatest challenges getting their credit card applications approved. If you have no credit history or bad credit. then you re well aware of how difficult it can be to become qualified for a credit card. Fortunately, there are limited credit history credit cards available even if you re in this situation, and you ll be able to use the opportunity to gradually build your credit history over time. Negative marks won t stay on your credit report forever. A few steps for building credit history are: apply for a manageable credit limit credit card, avoid missed payments to your creditors and establish diverse credit. Below we ve shared the best credit cards you can use to build up a strong credit history, irrespective of your past financial mistakes.

    Featured Card of the Month

    Creditcards.org’s Expert Rating- click here to view rating methodology.

    Intro APR Purchase

    Capital One® QuicksilverOne® Cash Rewards Credit Card

    Intro APR Balance Transfer

    • Earn unlimited 1.5% cash back on every purchase, every day
    • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
      • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
      • Get access to a higher credit line after making your first 5 monthly payments on time
      • Fraud coverage if your card is ever lost or stolen
      • Use online banking to access your account, even from your smartphone, with our mobile app
      • Help strengthen your credit for the future with responsible card use

      Intro APR Purchase

      Capital One® Platinum Credit Card

      Intro APR Balance Transfer

      • Pay no annual fee
      • Get access to a higher credit line after making your first 5 monthly payments on time
        • Fraud coverage if your card is lost or stolen
        • Use online banking to access your account, even from your smartphone, with our mobile app
        • Pay by check, online or at a local branch, all with no fee – and pick the monthly due date that works best for you
        • Get access to your account 24 hours a day, 7 days a week
        • Help strengthen your credit for the future with responsible card use

        Intro APR Purchase

        Horizon Gold Credit Card

        Intro APR Balance Transfer

        $24.95 benefits plan membership will be auto-debited monthly

        • No Employment Check
        • Reports to a Major Bureau

        Intro APR Purchase

        NetSpend® Visa® Prepaid Card

        Intro APR Balance Transfer

        Up-to $9.95 monthly*

        • Get paychecks or government benefits checks up to 2 days faster* with Direct Deposit.
        • Sign up for NetSpend Payback Rewards and earn cash back.
          • No late fees or credit card debt because this is not a credit card.
          • Use the Mobile App to manage your account on the go and get real time text message alerts (Message data rates may apply).
          • Funds availability not guaranteed. Card used is subject to activation and ID verification. Terms and Costs Apply.
          • *Card issued by MetaBank®, Member FDIC. “Apply Now” for full details.

          No Credit Check

          Intro APR Purchase

          OpenSky® Secured Visa® Credit Card

          Intro APR Balance Transfer

          • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
          • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
            • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
            • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
            • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
            • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
            • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

            No Credit Check

            Sign Up for Our NewsLetter

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            *Disclaimer: Creditcards.org strives to keep its information up to date and accurate. This information might deviate from what you see when you visit a financial institution, service provider or specific product’s site. All products and services are presented without warranty, and we encourage you to view the online services for further details about terms and conditions. When you click on the “Apply Now” button, you can review the terms and conditions on the issuer’s official website.

            Advertiser Disclosure: Creditcards.org is an independent, advertising-supported comparison service. The owner of this website is compensated in exchange for featured placement of certain sponsored products and services, or clicks on links posted on this website. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. Creditcards.org does not review or include all credit card companies or all available credit card offers.

            Editorial Disclosure: Editorial content, including card comparisons and card reviews are not provided or commissioned by the credit card issuer. Opinions expressed here are the author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Creditcards.org may be compensated through partnerships for referrals.

            1. Information in these articles is brought to you by CreditCards.org. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.



    How Much Does Wisdom Tooth Extraction Surgery Cost? #wisdom #teeth #no #insurance


    #

    How Much Does Wisdom Tooth Extraction Surgery Cost?

    The cost of a wisdom tooth extraction will vary by the condition of the teeth, the number of teeth being removed and the type of anesthesia used. Having wisdom teeth removed is a surgical procedure and more complicated than pulling a regular tooth. This makes it more expensive than how much it typically costs to pull a tooth.

    At Kool Smiles, we accept a wide range of insurance plans . along with financing options to help make wisdom tooth extraction even more affordable. Call us today to discuss your options for your child’s wisdom teeth.

    How Much Does It Cost To Surgically Remove A Wisdom Tooth?

    You should discuss the cost of removing wisdom teeth with your dental team, but the average wisdom tooth extraction cost can start around $225 to $600 for an impacted wisdom tooth. plus costs for anesthetic, x-rays, and any other required services.

    Impacted Wisdom Teeth

    The ages of 17 to 25 were referred to as the ages of wisdom in centuries past. Those ages in a person s life got this name because that is the time period when wisdom teeth normally presented themselves.

    A wisdom tooth that doesn t have enough room to fully grow is said to be impacted. which means the tooth ends up coming in sideways or can t break through the gum line. The result can be everything from inflammation to swelling to infection. If a wisdom tooth is impacted, you will be experiencing some pain and should get to a dentist right away.

    Wisdom Tooth Extraction Surgery: The Next Step

    Removing an impacted wisdom tooth requires dental surgery, especially when it has not fully grown above the gum line. An oral surgeon or trained general dentist can remove the tooth or teeth.

    Having wisdom teeth removed usually requires some type of sedation, which is a drug to put you asleep or in a state of calm and reduces pain or anxiety during the procedure. Once you are properly sedated, the dentist will cut into the gum to remove the tooth.

    How Long Does Wisdom Tooth Extraction Take to Heal?

    Depending on the condition of the tooth, healing should take about four to seven days. It could take longer if there is an infection. Don t let your child suffer from wisdom teeth pain any longer.

    Schedule Your Wisdom Tooth Extraction

    At Kool Smiles, we are happy to explain the wisdom teeth extraction procedure and answer any questions you might have.

    • Every Kool Smiles location accepts many payment options including cash, credit card or CareCredit .
    • We also accept most insurance providers. Medicaid and Tricare for general dental care.

    Give us a call to make an appointment for your child’s wisdom teeth extraction today!

    ———-
    Sources:

    Mayo Clinic: http://www.mayoclinic.org/diseases-conditions/wisdom-teeth/basics/definition

    Kool Smiles: https://www.mykoolsmiles.com/services/wisdom_teeth
    Cost Helper: http://health.costhelper.com/wisdom-teeth-removal.html

    Looking for More Information about Dental Care?

    Learn More About Wisdom Teeth Options Today

    It was awesome. The environment is much different than other dental offices. It is so bright and clean and the staff is so nice.

    – Priscilla Gamez, Eagle Pass, TX

    The Quality of Kool Smiles

    Kool Smiles is a network of local dental offices dedicated to expanding access to quality dental care for children and families in underserved communities. Kool Smiles provides preventative care, diagnostic imaging and a full range of restorative care supported with electronic health records. Call us today for an appointment!

    Learn More About Wisdom Teeth Options Today



    Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #answer #motocross #boots


    #question answerer

    #

    Yes No Oracle

    Please enter your question

    Free psychic readings on www.psychic-crystal-ball.com . An online fortune teller, a yes or no oracle and many other divinations.

    Lenormand Reading – Cartomancy online and free

    What do you want to know?

    Clear your mind, center yourself, and form a mental picture of your question. What do you feel? What do you really need or want? What truly works for you? Take THE ORACLE’s answer as a mirror for your needs. Ask THE ORACLE, consult THE ORACLE, be THE ORACLE, and get the answers you need now. You can ask any YES or NO question.

    Oracle Readings Lead You to Undiscovered Wonders

    Instead of an apple a day, maybe a better choice would be an oracle a day. With an oracle, you have a guide that can assist you in making those important life decisions. Why feel alone and anxious when the oracle’s mystical powers are waiting to help you discover a better life?

    For thousands of years, people have depended upon an oracle to help them choose the best course of action. When you rely upon an oracle, you can ask questions about the past, present, or future. Find out what you should do about a perplexing personal problem or get the answers to those questions about your career. If there is something that you need help with, the oracle can help you make the right decision.

    Belief in the oracle has been a key concept that has spurred many of the most famous people in history to achieve seemingly impossible goals. The divinations that were ascribed to oracles were not viewed as mere ramblings or coincidence. These revelations were believed to come directly from the gods and were taken very seriously. Today there are millions of individuals who depend upon these readings to help them plan their personal course through life.

    Throughout history, the mysteries of the oracle have been recorded in most cultures and countries. In some instances, the oracle was accessed via one of the high-ranking priests or priestesses. At other times, there were certain landmarks that were designated as oracles.

    Whether an oracle was described as a particular location or a specific person is not as important as its purpose. Oracles are defined as having a direct connection to the highest level of spiritual energy. This mystical portal permits the exchange of ideas and information between our human world and the spiritual dimension.

    Divinations are a form of fortune telling, and there are many different ways that individuals can foretell the future. Mediums, oracles, crystal balls, tarot cards, and numerology are just a few of the methods that can be used to help unlock the mysteries of the universe.

    Choose the oracle that you prefer and let the wisdom of the ages give you the self-empowerment that you deserve. The readings that are available will provide you with knowledge, enlightenment, and guidance that can build your confidence and self-realization. Your path through life does not have to be a cold and difficult journey. You have the power to make positive changes, and the oracle can lead you in the right direction.

    Comments

    key key – 2012-07-03 19:16:10

    Thank you for discussing with me at those really hard times in my life.
    It means a lot to me.

    Bryce – 2012-07-27 18:33:57

    yeah, it’s a crock. but it was good for a few laughs.
    thanks mate.



    Treating Drug Addiction – What To Do If You Learn You Have An – Addict in the Family #treating #drug #addiction, #addict #in #the #family, #drug #addict, #drug #addiction, #addiction #to #drugs, #heroin #addiction, #methadone #treatment, #opiate #addiction, #opiate #dependence, #painkiller #addiction, #painkiller #dependence, #dependence #versus #addiction, #treatment, #treatment #options, #common #sense #for #drug #policy, #drug #war, #drug #policy, #oxycontin, #oxycontin #hysteria, #oxy, #oxy #hysteria, #oxycontin #information, #drug #control #policy, #drug #control #policy #news, #drug #control, #drug #control #policy, #national #drug #control #policy, #international #drug #control #policy, #drug #war #facts, #drug #policy, #drug #war, #illicit #drugs, #drug #use, #illegal #drug #use, #illegal #drug #addiction, #drug #abuse, #drug #policy, #drug #abuse #policy, #common #sense #for #drug #policy, #kevin #zeese, #kevin #b #zeese, #robert #field, #mike #gray, #melvin #allen, #doug #mcvay, #oxycontin, #oxy, #oxycontin, #oxy #con #job, #ondcp, #drug #control #policy, #antidrug #media #campaign, #ondcp #ad #campaign, #national #federation #of #parents #for #a #drug #free #youth, #ondcp #media #campaign, #just #say #no, #this #is #your #brain #on #drugs, #drug #addiction, #drug #use, #addict #in #the #family, #drug, #drugs, #drug #war, #drug #war, #war #on #drugs, #harm #reduction, #reform, #needle #exchange, #media, #medical, #pharmaceutical, #decriminalization, #legalization, #prohibition, #drug #abuse, #politics, #law, #crime, #methadone, #adolescent, #pre-natal, #pregnancy, #heroin #maintenance, #black #market, #hiv, #aids, #hepatitis, #hepatitis-c, #dea, #drug #enforcement #agency, #australia, #methadone #clinics, #oxycontin, #methadone, #buprenorphine, #opiates, #opiate #addiction, #addict #in #the #family, #oxy, #oxycontin #addiction, #methadone #treatment, #opiate #treatment, #controlled #substances #act


    #

    Addict In The Family

    So, you have just found out that a family member or close friend is a heroin addict. It may come as quite a shock. It may also explain a lot of unusual observations over a long period.

    This may happen by chance or when suspicious goings on are looked into. After following some initial clues, investigations by a parent or other loved-one may reveal the evidence. This might include the actual drugs or drug-using equipment such as a smoking bong, needle, syringe, tourniquet, sterile water containers or a burned spoon, foils or spent rubber caps. Alternatively, it may occur in the context of a crisis such as an overdose, serious legal charge or the discovery of medical problems such as thrombosis, HIV or hepatitis.

    In yet another scenario, the drug user may just come out and say, ‘Look, I’m a junkie! Please take me as I am. I am sorry for all the trouble I have caused and I want to give it another try.’

    Loved-ones often overlook the evidence of drug use. They may ascribe things to ‘a difficult time’, nerves, growing pains, work troubles, illness or other more palatable shortcomings.

    The discovery of unequivocal proof of drug use may be devastating. Reactions vary from rejection and hostility to even further denial of the problem. With time, patience and understanding, most of these tensions can be overcome and previous harmonious relationships restored and even improved.

    The majority of addicts by this stage have deceived people around them and some have committed robberies or other schemes to generate income for drugs. Few of them are proud of it, but some try to justify such behaviour. Society, they say, has placed them in the untenable position of being addicted to a drug which is illegal.

    A Classification of Common Psychoactive Drugs
    Common Names in Parentheses

    Relaxants Depressants

    • di-acetyl morphine heroin
    • morphine MS Contin
    • pethidine US demerol
    • monoacetyl morphine ‘home-bake’
    • dextromoramide Palfium
    • oxycodone Endone
    • buprenorphine Temgesic
    • methadone Physeptone
    • pentazocine Fortral
    • propoxyphene Doloxene
    • codeine phosphate
    • dihydrocodeine
    • diphenoxylate Lomotil
    • poppy seeds
    • lysergic acid diethylamide ‘LSD’
    • magic mushrooms
    • mescalin peyote cactus
    • alcohol
    • benodiazepines
    • methaqualone, barbiturates
    • cannabis leaf, hashish resin
    • amphetamine
    • methamphetamine
    • methyl phenydate Ritalin
    • methylene dioxymethamphetamine ‘ecstasy’
    • ephedrine
    • pseudo-ephedrine
    • cocaine
    • crack free-base cocaine
    • nicotine
    • caffeine
    • betel nut
    • coca leaf

    A small number of addicts first received narcotics in the context of medical or dental treatment. Finding the medical profession unable to treat their addiction, they may have moved to illicit drugs.

    The commonest illicit narcotics in Sydney are heroin and black market methadone. In Western Australia and New Zealand ‘homebake’ is most commonly found. Raw opium is popular in India while brown impure heroin is found in Russia. In Poland, a codeine based mixture called ‘compot’ is the most frequently used opioid. For discussion and explanation of individual drug categories, see appendix at the end of this book.

    It is important not to tell too many people about someone’s addiction. Number one, they may not understand, and secondly it may be none of their business. The stigma is very hard to lose with some people who have fixed ideas about addiction. One reason for this is the poor results from previous approaches to treatment with the experience of repeated relapses to drug or alcohol use. Modern enlightened therapy is more likely to result in an integrated patient much earlier than traditional approaches which often emphasise segregation for extended periods.

    Doctors use numerous euphemisms for drug addiction. One common term for a heroin addict is an intravenous drug user IVDU although this term may also be applied to users of other injected drugs such as amphetamine and cocaine. Other terms used in medical classification are ‘nervous disorder’, ‘substance abuse’, ‘chemical dependency’, ‘morphinism’ and ‘compulsive self medication’. The legal terms ‘self administration’, ‘possession’, ‘narcotic trafficking’, ‘personal use’, and the like all have certain definitions in different jurisdictions.

    The old term ‘nervous breakdown’ is not a single medical diagnosis, but is used by some to mean a temporary inability to function due to psychiatric illness. Such conditions include depression, obsessive compulsive disorders, schizophrenia, alcoholism and drug addiction. These may have their origins in disorders as varied as migraine, stroke or shingles.

    Heroin addicts should always be frank with their own doctor about what drugs they are using. Drug addiction itself is a treatable condition and its complications may also require medical intervention. The physician should know the full drug history, social circumstances and previous interventions. An examination and pathology testing will reveal important information about suitability for treatment, work or travel. It will also help with the prognosis of infectious diseases.

    All doctors are familiar with of the nature of narcotic use and its medical consequences. A small number may be unsympathetic and judgemental. Another group will simply be unfamiliar with drug addiction or its treatment since, until recently, this has not been covered in the medical course. Most doctors are open minded and willing to learn. They also have access to drug and alcohol specialist services and will be guided by their advice.

    The answer to this question is simpler than it may appear. One should behave exactly as one would on learning of any other serious problem involving a loved one. Just as if the person had diabetes, angina or HIV, it is important not to panic. Try not to judge, even if you have been hurt. The addicted person probably also hurts for previous transgressions. Learn what you can about the condition. When seeking expert help, be aware that this is a field where there are a lot of self-styled ‘experts’. Trained addiction specialists are attached to most large hospitals and most psychiatrists are also familiar with this area.

    It is often helpful for relatives or loved ones to attend such a specialist, counsellor or self help group together with the addicted person. This gives an important opportunity for associates to assess the nature and quality of the treatment being considered. They can ventilate any misgivings with the parties involved and ask questions. It should also give them confidence in treatment directions and how they can help to assist in these efforts.

    There are self-help groups for family members. Nar-Anon and Al-Anon members’ lives have been affected by drugs and alcohol abuse of others. They use each other’s experiences to gain strength and resolve by example and faith. While these groups follow abstinence orientated philosophies, there are equally genuine groups supporting ‘harm minimisation’ philosophies ie. accepting continued use of drugs in a more controlled manner . Methadone support groups and ‘controlled drinking’ or smoking are further examples of this.

    Help for family members is also to be had from the local doctor. There are also many pharmacists who are familiar with this field. Drug and alcohol counsellors may be found at some community care centres.

    It is best for relatives and others who are close to the addict not to offer advice, however tempting it may be. In our effort to understand, it is best to offer support and sympathy, even when these do not come readily. If circumstances are such that this is not possible at the time, it is best to be frank about one’s feelings, but still to leave the way open for future reconciliation.

    Do not worsen the situation by giving money which could be used for drugs. If possible, offer assistance with transport, bills or arrangements which are documented to be for treatment purposes, and always pay by non-negotiable cheque or credit card authority.

    Do not be enticed into debates about whether abstinence is the best philosophy. Each type of treatment is ‘correct’ for the right person at the right time. Equally unrewarding are arguments about why someone originally used drugs or what made them relapse on this occasion.

    How To Help A Heroin Addict In The Family



    Getting Free Math Homework Help – Expert Advise At No Cost #answer #the #questions


    #get math answers free

    #

    Math prepa

    Where to Ask Math Questions and Get Answers for Free

    Do you sometimes feel trapped by a complicated or tricky math problem? The solution to a math problem could be elusive. To access the answer to the problem could avoid further frustration and help you learn about solving the problem. With the answer to a complicated math problem already in hand, most of the times it is possible for you to work backwards to figure out how the problem has been solved. Now the question is: In order to access the answers to your math problems, where can you ask math questions and get answers for free?

    A lot of times you can get the answer to your math question from resources or people around you. To name a few:

    • Search for answers appendix at the back of your textbook. You may have noticed that it contains over half of the answers to your math questions, covering all the odd numbered events or questions.
    • Reach out for homework help. Ask someone who could easily understand your math homework. Ask a family member for help. Call or email a classmate who could be helpful.
    • Seek math help at school as soon as you can. Set a meeting time with your math teacher. Don’t forget to take advantage of the class when there is cooperative work time for you to ask your classmates for assistance. Ask your teacher about obtaining free tutoring that your school offers, or join an after-school study group to avoid future frustration.

    If you are left with no help around you at the moment, you can always use the unlimited free resources online. Here are a few ways to do so:

    • Search the archives on math help websites. Archives from previously posted problems and answers are usually maintained at educational websites. Your problem might have already been solved on those sites. If not, you might find a similar problem to help you find the steps of solving our problem.
    • Try entering your problem into a math problem-solving program on a math website. Those programs can solve most of the basic math, trigonometry, calculus, statistics and algebra problems. If you don’t know which websites have these programs, use search engine and find out.
    • Ask a math expert at a math tutoring website to solve your problem and give you the answer. A lot of math websites have experts that are available to answer math questions free of charge. Some websites have volunteers with expertise in a lot of fields of math.

    All you need to know about math

    Homework related recources



    Catholic and Enjoying It! Mark Shea – s Blog: So That No Thought of Mine, No Matter How Stupid, Should Ever Go Unpublished Again! #call #answering #service


    #catholic answers forum

    #

    Everything happening right now in the world of baseball reminded me of a story from my childhood:When I was very small I had a baseball cap that I loved. I don’t know where I got it. It had a little smiling face on it, which seemed like a pretty good fashion statement.That little smiling guy was actually the mascot for the Cleveland Indians baseball team, now widely considered to be super duper racist, but at the time, I wasn’t aware of the concept of racism, America’s history of [Read More. ]

    Absolutely despicable: “Totally betrayed, that’s how I feel,” Susan Haley, who served 26 years in the Army and now owes $20,500, says. “I didn’t knowingly accept money I wasn’t supposed to have. They wanted me to re-enlist and I was assured everything was fine.” How about, instead of this, we order every member of Congress to pay back everything they have earned since the outbreak of the war and, if they refuse, they be sent to a battle zone as mine sweepers?One of the four sins that cry [Read More. ]

    Ouch:“Sean Hannity has entered the pantheon of a true propagandist. His behavior reminds me of a conversation I had with a [Soviet] political officer in the mid-1980s when I was an air attaché to Bulgaria. I asked this officer what truth was to him. He responded without hesitation, ‘Truth is what serves the party.’” – Michael Hayden, Ex-CIA DirectorDouble ouch:“FOX News has almost entirely jumped the shark,” said Michael Hayden, the CIA director under George W. Bush. “They have gi [Read More. ]

    is a corrupt Nixonian policy wonk. Don’t forget that. The moment she wins it will be time to fight her. [Read More. ]

    Had a lovely day yesterday. After Mass (which was deeply nourishing), took a five mile walk through the neighborhood, through an October wood, across the freeway overpass, down the interurban trail, around the lake, up and around the quiet lane behind our house, down to the store and home. Then my [Read More. ]

    A reader writes:This lad, Nolan Scully, is in great need of immediate prayer. He is undergoing intensive cancer surgery today that he may very well not survive. Our parish held a prayer service for him Sunday, pleading with the Lord for His Divine Mercy.Any assistance you can provide via [Read More. ]

    I wanted to make you aware of an exciting new project. Dynamic Catholic released its first Christmas Advent album. The album, O Emmanuel, is a new 10 track album featuring a mesmerizing synthesis of jazz improvisation, classical and sacred music. In the first week of pre-order the album sold [Read More. ]

    On Monday, Sherry Antonetti gabbed about Deathstorm 2016 and other adventures:On Tuesday, Michael Lichens and I yakked about the Discovery of the Trinity:On Wednesday, Rod Bennett and I had a grand time talking about Frankenstein, both the book and the film(s):On Thursday, [Read More. ]



    Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #riddle #answers


    #question answerer

    #

    Yes No Oracle

    Please enter your question

    Free psychic readings on www.psychic-crystal-ball.com . An online fortune teller, a yes or no oracle and many other divinations.

    Lenormand Reading – Cartomancy online and free

    What do you want to know?

    Clear your mind, center yourself, and form a mental picture of your question. What do you feel? What do you really need or want? What truly works for you? Take THE ORACLE’s answer as a mirror for your needs. Ask THE ORACLE, consult THE ORACLE, be THE ORACLE, and get the answers you need now. You can ask any YES or NO question.

    Oracle Readings Lead You to Undiscovered Wonders

    Instead of an apple a day, maybe a better choice would be an oracle a day. With an oracle, you have a guide that can assist you in making those important life decisions. Why feel alone and anxious when the oracle’s mystical powers are waiting to help you discover a better life?

    For thousands of years, people have depended upon an oracle to help them choose the best course of action. When you rely upon an oracle, you can ask questions about the past, present, or future. Find out what you should do about a perplexing personal problem or get the answers to those questions about your career. If there is something that you need help with, the oracle can help you make the right decision.

    Belief in the oracle has been a key concept that has spurred many of the most famous people in history to achieve seemingly impossible goals. The divinations that were ascribed to oracles were not viewed as mere ramblings or coincidence. These revelations were believed to come directly from the gods and were taken very seriously. Today there are millions of individuals who depend upon these readings to help them plan their personal course through life.

    Throughout history, the mysteries of the oracle have been recorded in most cultures and countries. In some instances, the oracle was accessed via one of the high-ranking priests or priestesses. At other times, there were certain landmarks that were designated as oracles.

    Whether an oracle was described as a particular location or a specific person is not as important as its purpose. Oracles are defined as having a direct connection to the highest level of spiritual energy. This mystical portal permits the exchange of ideas and information between our human world and the spiritual dimension.

    Divinations are a form of fortune telling, and there are many different ways that individuals can foretell the future. Mediums, oracles, crystal balls, tarot cards, and numerology are just a few of the methods that can be used to help unlock the mysteries of the universe.

    Choose the oracle that you prefer and let the wisdom of the ages give you the self-empowerment that you deserve. The readings that are available will provide you with knowledge, enlightenment, and guidance that can build your confidence and self-realization. Your path through life does not have to be a cold and difficult journey. You have the power to make positive changes, and the oracle can lead you in the right direction.

    Comments

    key key – 2012-07-03 19:16:10

    Thank you for discussing with me at those really hard times in my life.
    It means a lot to me.

    Bryce – 2012-07-27 18:33:57

    yeah, it’s a crock. but it was good for a few laughs.
    thanks mate.



    Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #christian #answers


    #question answerer

    #

    Yes No Oracle

    Please enter your question

    Free psychic readings on www.psychic-crystal-ball.com . An online fortune teller, a yes or no oracle and many other divinations.

    Lenormand Reading – Cartomancy online and free

    What do you want to know?

    Clear your mind, center yourself, and form a mental picture of your question. What do you feel? What do you really need or want? What truly works for you? Take THE ORACLE’s answer as a mirror for your needs. Ask THE ORACLE, consult THE ORACLE, be THE ORACLE, and get the answers you need now. You can ask any YES or NO question.

    Oracle Readings Lead You to Undiscovered Wonders

    Instead of an apple a day, maybe a better choice would be an oracle a day. With an oracle, you have a guide that can assist you in making those important life decisions. Why feel alone and anxious when the oracle’s mystical powers are waiting to help you discover a better life?

    For thousands of years, people have depended upon an oracle to help them choose the best course of action. When you rely upon an oracle, you can ask questions about the past, present, or future. Find out what you should do about a perplexing personal problem or get the answers to those questions about your career. If there is something that you need help with, the oracle can help you make the right decision.

    Belief in the oracle has been a key concept that has spurred many of the most famous people in history to achieve seemingly impossible goals. The divinations that were ascribed to oracles were not viewed as mere ramblings or coincidence. These revelations were believed to come directly from the gods and were taken very seriously. Today there are millions of individuals who depend upon these readings to help them plan their personal course through life.

    Throughout history, the mysteries of the oracle have been recorded in most cultures and countries. In some instances, the oracle was accessed via one of the high-ranking priests or priestesses. At other times, there were certain landmarks that were designated as oracles.

    Whether an oracle was described as a particular location or a specific person is not as important as its purpose. Oracles are defined as having a direct connection to the highest level of spiritual energy. This mystical portal permits the exchange of ideas and information between our human world and the spiritual dimension.

    Divinations are a form of fortune telling, and there are many different ways that individuals can foretell the future. Mediums, oracles, crystal balls, tarot cards, and numerology are just a few of the methods that can be used to help unlock the mysteries of the universe.

    Choose the oracle that you prefer and let the wisdom of the ages give you the self-empowerment that you deserve. The readings that are available will provide you with knowledge, enlightenment, and guidance that can build your confidence and self-realization. Your path through life does not have to be a cold and difficult journey. You have the power to make positive changes, and the oracle can lead you in the right direction.

    Comments

    key key – 2012-07-03 19:16:10

    Thank you for discussing with me at those really hard times in my life.
    It means a lot to me.

    Bryce – 2012-07-27 18:33:57

    yeah, it’s a crock. but it was good for a few laughs.
    thanks mate.



    Getting Free Math Homework Help – Expert Advise At No Cost #answer #it


    #get math answers free

    #

    Math prepa

    Where to Ask Math Questions and Get Answers for Free

    Do you sometimes feel trapped by a complicated or tricky math problem? The solution to a math problem could be elusive. To access the answer to the problem could avoid further frustration and help you learn about solving the problem. With the answer to a complicated math problem already in hand, most of the times it is possible for you to work backwards to figure out how the problem has been solved. Now the question is: In order to access the answers to your math problems, where can you ask math questions and get answers for free?

    A lot of times you can get the answer to your math question from resources or people around you. To name a few:

    • Search for answers appendix at the back of your textbook. You may have noticed that it contains over half of the answers to your math questions, covering all the odd numbered events or questions.
    • Reach out for homework help. Ask someone who could easily understand your math homework. Ask a family member for help. Call or email a classmate who could be helpful.
    • Seek math help at school as soon as you can. Set a meeting time with your math teacher. Don’t forget to take advantage of the class when there is cooperative work time for you to ask your classmates for assistance. Ask your teacher about obtaining free tutoring that your school offers, or join an after-school study group to avoid future frustration.

    If you are left with no help around you at the moment, you can always use the unlimited free resources online. Here are a few ways to do so:

    • Search the archives on math help websites. Archives from previously posted problems and answers are usually maintained at educational websites. Your problem might have already been solved on those sites. If not, you might find a similar problem to help you find the steps of solving our problem.
    • Try entering your problem into a math problem-solving program on a math website. Those programs can solve most of the basic math, trigonometry, calculus, statistics and algebra problems. If you don’t know which websites have these programs, use search engine and find out.
    • Ask a math expert at a math tutoring website to solve your problem and give you the answer. A lot of math websites have experts that are available to answer math questions free of charge. Some websites have volunteers with expertise in a lot of fields of math.

    All you need to know about math

    Homework related recources



    Catholic and Enjoying It! Mark Shea – s Blog: So That No Thought of Mine, No Matter How Stupid, Should Ever Go Unpublished Again! #algebra #with #pizzazz #answer #key


    #catholic answers forum

    #

    Everything happening right now in the world of baseball reminded me of a story from my childhood:When I was very small I had a baseball cap that I loved. I don’t know where I got it. It had a little smiling face on it, which seemed like a pretty good fashion statement.That little smiling guy was actually the mascot for the Cleveland Indians baseball team, now widely considered to be super duper racist, but at the time, I wasn’t aware of the concept of racism, America’s history of [Read More. ]

    Absolutely despicable: “Totally betrayed, that’s how I feel,” Susan Haley, who served 26 years in the Army and now owes $20,500, says. “I didn’t knowingly accept money I wasn’t supposed to have. They wanted me to re-enlist and I was assured everything was fine.” How about, instead of this, we order every member of Congress to pay back everything they have earned since the outbreak of the war and, if they refuse, they be sent to a battle zone as mine sweepers?One of the four sins that cry [Read More. ]

    Ouch:“Sean Hannity has entered the pantheon of a true propagandist. His behavior reminds me of a conversation I had with a [Soviet] political officer in the mid-1980s when I was an air attaché to Bulgaria. I asked this officer what truth was to him. He responded without hesitation, ‘Truth is what serves the party.’” – Michael Hayden, Ex-CIA DirectorDouble ouch:“FOX News has almost entirely jumped the shark,” said Michael Hayden, the CIA director under George W. Bush. “They have gi [Read More. ]

    is a corrupt Nixonian policy wonk. Don’t forget that. The moment she wins it will be time to fight her. [Read More. ]

    Had a lovely day yesterday. After Mass (which was deeply nourishing), took a five mile walk through the neighborhood, through an October wood, across the freeway overpass, down the interurban trail, around the lake, up and around the quiet lane behind our house, down to the store and home. Then my [Read More. ]

    A reader writes:This lad, Nolan Scully, is in great need of immediate prayer. He is undergoing intensive cancer surgery today that he may very well not survive. Our parish held a prayer service for him Sunday, pleading with the Lord for His Divine Mercy.Any assistance you can provide via [Read More. ]

    I wanted to make you aware of an exciting new project. Dynamic Catholic released its first Christmas Advent album. The album, O Emmanuel, is a new 10 track album featuring a mesmerizing synthesis of jazz improvisation, classical and sacred music. In the first week of pre-order the album sold [Read More. ]

    On Monday, Sherry Antonetti gabbed about Deathstorm 2016 and other adventures:On Tuesday, Michael Lichens and I yakked about the Discovery of the Trinity:On Wednesday, Rod Bennett and I had a grand time talking about Frankenstein, both the book and the film(s):On Thursday, [Read More. ]



    Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #algebra #questions #and #answers


    #question answerer

    #

    Yes No Oracle

    Please enter your question

    Free psychic readings on www.psychic-crystal-ball.com . An online fortune teller, a yes or no oracle and many other divinations.

    Lenormand Reading – Cartomancy online and free

    What do you want to know?

    Clear your mind, center yourself, and form a mental picture of your question. What do you feel? What do you really need or want? What truly works for you? Take THE ORACLE’s answer as a mirror for your needs. Ask THE ORACLE, consult THE ORACLE, be THE ORACLE, and get the answers you need now. You can ask any YES or NO question.

    Oracle Readings Lead You to Undiscovered Wonders

    Instead of an apple a day, maybe a better choice would be an oracle a day. With an oracle, you have a guide that can assist you in making those important life decisions. Why feel alone and anxious when the oracle’s mystical powers are waiting to help you discover a better life?

    For thousands of years, people have depended upon an oracle to help them choose the best course of action. When you rely upon an oracle, you can ask questions about the past, present, or future. Find out what you should do about a perplexing personal problem or get the answers to those questions about your career. If there is something that you need help with, the oracle can help you make the right decision.

    Belief in the oracle has been a key concept that has spurred many of the most famous people in history to achieve seemingly impossible goals. The divinations that were ascribed to oracles were not viewed as mere ramblings or coincidence. These revelations were believed to come directly from the gods and were taken very seriously. Today there are millions of individuals who depend upon these readings to help them plan their personal course through life.

    Throughout history, the mysteries of the oracle have been recorded in most cultures and countries. In some instances, the oracle was accessed via one of the high-ranking priests or priestesses. At other times, there were certain landmarks that were designated as oracles.

    Whether an oracle was described as a particular location or a specific person is not as important as its purpose. Oracles are defined as having a direct connection to the highest level of spiritual energy. This mystical portal permits the exchange of ideas and information between our human world and the spiritual dimension.

    Divinations are a form of fortune telling, and there are many different ways that individuals can foretell the future. Mediums, oracles, crystal balls, tarot cards, and numerology are just a few of the methods that can be used to help unlock the mysteries of the universe.

    Choose the oracle that you prefer and let the wisdom of the ages give you the self-empowerment that you deserve. The readings that are available will provide you with knowledge, enlightenment, and guidance that can build your confidence and self-realization. Your path through life does not have to be a cold and difficult journey. You have the power to make positive changes, and the oracle can lead you in the right direction.

    Comments

    key key – 2012-07-03 19:16:10

    Thank you for discussing with me at those really hard times in my life.
    It means a lot to me.

    Bryce – 2012-07-27 18:33:57

    yeah, it’s a crock. but it was good for a few laughs.
    thanks mate.



    Getting Free Math Homework Help – Expert Advise At No Cost #answers #to #riddles


    #get math answers free

    #

    Math prepa

    Where to Ask Math Questions and Get Answers for Free

    Do you sometimes feel trapped by a complicated or tricky math problem? The solution to a math problem could be elusive. To access the answer to the problem could avoid further frustration and help you learn about solving the problem. With the answer to a complicated math problem already in hand, most of the times it is possible for you to work backwards to figure out how the problem has been solved. Now the question is: In order to access the answers to your math problems, where can you ask math questions and get answers for free?

    A lot of times you can get the answer to your math question from resources or people around you. To name a few:

    • Search for answers appendix at the back of your textbook. You may have noticed that it contains over half of the answers to your math questions, covering all the odd numbered events or questions.
    • Reach out for homework help. Ask someone who could easily understand your math homework. Ask a family member for help. Call or email a classmate who could be helpful.
    • Seek math help at school as soon as you can. Set a meeting time with your math teacher. Don’t forget to take advantage of the class when there is cooperative work time for you to ask your classmates for assistance. Ask your teacher about obtaining free tutoring that your school offers, or join an after-school study group to avoid future frustration.

    If you are left with no help around you at the moment, you can always use the unlimited free resources online. Here are a few ways to do so:

    • Search the archives on math help websites. Archives from previously posted problems and answers are usually maintained at educational websites. Your problem might have already been solved on those sites. If not, you might find a similar problem to help you find the steps of solving our problem.
    • Try entering your problem into a math problem-solving program on a math website. Those programs can solve most of the basic math, trigonometry, calculus, statistics and algebra problems. If you don’t know which websites have these programs, use search engine and find out.
    • Ask a math expert at a math tutoring website to solve your problem and give you the answer. A lot of math websites have experts that are available to answer math questions free of charge. Some websites have volunteers with expertise in a lot of fields of math.

    All you need to know about math

    Homework related recources



    Catholic and Enjoying It! Mark Shea – s Blog: So That No Thought of Mine, No Matter How Stupid, Should Ever Go Unpublished Again! #what #is #the #answer #to #this #math #question


    #catholic answers forum

    #

    Everything happening right now in the world of baseball reminded me of a story from my childhood:When I was very small I had a baseball cap that I loved. I don’t know where I got it. It had a little smiling face on it, which seemed like a pretty good fashion statement.That little smiling guy was actually the mascot for the Cleveland Indians baseball team, now widely considered to be super duper racist, but at the time, I wasn’t aware of the concept of racism, America’s history of [Read More. ]

    Absolutely despicable: “Totally betrayed, that’s how I feel,” Susan Haley, who served 26 years in the Army and now owes $20,500, says. “I didn’t knowingly accept money I wasn’t supposed to have. They wanted me to re-enlist and I was assured everything was fine.” How about, instead of this, we order every member of Congress to pay back everything they have earned since the outbreak of the war and, if they refuse, they be sent to a battle zone as mine sweepers?One of the four sins that cry [Read More. ]

    Ouch:“Sean Hannity has entered the pantheon of a true propagandist. His behavior reminds me of a conversation I had with a [Soviet] political officer in the mid-1980s when I was an air attaché to Bulgaria. I asked this officer what truth was to him. He responded without hesitation, ‘Truth is what serves the party.’” – Michael Hayden, Ex-CIA DirectorDouble ouch:“FOX News has almost entirely jumped the shark,” said Michael Hayden, the CIA director under George W. Bush. “They have gi [Read More. ]

    is a corrupt Nixonian policy wonk. Don’t forget that. The moment she wins it will be time to fight her. [Read More. ]

    Had a lovely day yesterday. After Mass (which was deeply nourishing), took a five mile walk through the neighborhood, through an October wood, across the freeway overpass, down the interurban trail, around the lake, up and around the quiet lane behind our house, down to the store and home. Then my [Read More. ]

    A reader writes:This lad, Nolan Scully, is in great need of immediate prayer. He is undergoing intensive cancer surgery today that he may very well not survive. Our parish held a prayer service for him Sunday, pleading with the Lord for His Divine Mercy.Any assistance you can provide via [Read More. ]

    I wanted to make you aware of an exciting new project. Dynamic Catholic released its first Christmas Advent album. The album, O Emmanuel, is a new 10 track album featuring a mesmerizing synthesis of jazz improvisation, classical and sacred music. In the first week of pre-order the album sold [Read More. ]

    On Monday, Sherry Antonetti gabbed about Deathstorm 2016 and other adventures:On Tuesday, Michael Lichens and I yakked about the Discovery of the Trinity:On Wednesday, Rod Bennett and I had a grand time talking about Frankenstein, both the book and the film(s):On Thursday, [Read More. ]



    Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #question #and #answer.com


    #question answerer

    #

    Yes No Oracle

    Please enter your question

    Free psychic readings on www.psychic-crystal-ball.com . An online fortune teller, a yes or no oracle and many other divinations.

    Lenormand Reading – Cartomancy online and free

    What do you want to know?

    Clear your mind, center yourself, and form a mental picture of your question. What do you feel? What do you really need or want? What truly works for you? Take THE ORACLE’s answer as a mirror for your needs. Ask THE ORACLE, consult THE ORACLE, be THE ORACLE, and get the answers you need now. You can ask any YES or NO question.

    Oracle Readings Lead You to Undiscovered Wonders

    Instead of an apple a day, maybe a better choice would be an oracle a day. With an oracle, you have a guide that can assist you in making those important life decisions. Why feel alone and anxious when the oracle’s mystical powers are waiting to help you discover a better life?

    For thousands of years, people have depended upon an oracle to help them choose the best course of action. When you rely upon an oracle, you can ask questions about the past, present, or future. Find out what you should do about a perplexing personal problem or get the answers to those questions about your career. If there is something that you need help with, the oracle can help you make the right decision.

    Belief in the oracle has been a key concept that has spurred many of the most famous people in history to achieve seemingly impossible goals. The divinations that were ascribed to oracles were not viewed as mere ramblings or coincidence. These revelations were believed to come directly from the gods and were taken very seriously. Today there are millions of individuals who depend upon these readings to help them plan their personal course through life.

    Throughout history, the mysteries of the oracle have been recorded in most cultures and countries. In some instances, the oracle was accessed via one of the high-ranking priests or priestesses. At other times, there were certain landmarks that were designated as oracles.

    Whether an oracle was described as a particular location or a specific person is not as important as its purpose. Oracles are defined as having a direct connection to the highest level of spiritual energy. This mystical portal permits the exchange of ideas and information between our human world and the spiritual dimension.

    Divinations are a form of fortune telling, and there are many different ways that individuals can foretell the future. Mediums, oracles, crystal balls, tarot cards, and numerology are just a few of the methods that can be used to help unlock the mysteries of the universe.

    Choose the oracle that you prefer and let the wisdom of the ages give you the self-empowerment that you deserve. The readings that are available will provide you with knowledge, enlightenment, and guidance that can build your confidence and self-realization. Your path through life does not have to be a cold and difficult journey. You have the power to make positive changes, and the oracle can lead you in the right direction.

    Comments

    key key – 2012-07-03 19:16:10

    Thank you for discussing with me at those really hard times in my life.
    It means a lot to me.

    Bryce – 2012-07-27 18:33:57

    yeah, it’s a crock. but it was good for a few laughs.
    thanks mate.



    Getting Free Math Homework Help – Expert Advise At No Cost #homework #answers #free


    #get math answers free

    #

    Math prepa

    Where to Ask Math Questions and Get Answers for Free

    Do you sometimes feel trapped by a complicated or tricky math problem? The solution to a math problem could be elusive. To access the answer to the problem could avoid further frustration and help you learn about solving the problem. With the answer to a complicated math problem already in hand, most of the times it is possible for you to work backwards to figure out how the problem has been solved. Now the question is: In order to access the answers to your math problems, where can you ask math questions and get answers for free?

    A lot of times you can get the answer to your math question from resources or people around you. To name a few:

    • Search for answers appendix at the back of your textbook. You may have noticed that it contains over half of the answers to your math questions, covering all the odd numbered events or questions.
    • Reach out for homework help. Ask someone who could easily understand your math homework. Ask a family member for help. Call or email a classmate who could be helpful.
    • Seek math help at school as soon as you can. Set a meeting time with your math teacher. Don’t forget to take advantage of the class when there is cooperative work time for you to ask your classmates for assistance. Ask your teacher about obtaining free tutoring that your school offers, or join an after-school study group to avoid future frustration.

    If you are left with no help around you at the moment, you can always use the unlimited free resources online. Here are a few ways to do so:

    • Search the archives on math help websites. Archives from previously posted problems and answers are usually maintained at educational websites. Your problem might have already been solved on those sites. If not, you might find a similar problem to help you find the steps of solving our problem.
    • Try entering your problem into a math problem-solving program on a math website. Those programs can solve most of the basic math, trigonometry, calculus, statistics and algebra problems. If you don’t know which websites have these programs, use search engine and find out.
    • Ask a math expert at a math tutoring website to solve your problem and give you the answer. A lot of math websites have experts that are available to answer math questions free of charge. Some websites have volunteers with expertise in a lot of fields of math.

    All you need to know about math

    Homework related recources



    Catholic and Enjoying It! Mark Shea – s Blog: So That No Thought of Mine, No Matter How Stupid, Should Ever Go Unpublished Again! #answers #to #physics #problems


    #catholic answers forum

    #

    Everything happening right now in the world of baseball reminded me of a story from my childhood:When I was very small I had a baseball cap that I loved. I don’t know where I got it. It had a little smiling face on it, which seemed like a pretty good fashion statement.That little smiling guy was actually the mascot for the Cleveland Indians baseball team, now widely considered to be super duper racist, but at the time, I wasn’t aware of the concept of racism, America’s history of [Read More. ]

    Absolutely despicable: “Totally betrayed, that’s how I feel,” Susan Haley, who served 26 years in the Army and now owes $20,500, says. “I didn’t knowingly accept money I wasn’t supposed to have. They wanted me to re-enlist and I was assured everything was fine.” How about, instead of this, we order every member of Congress to pay back everything they have earned since the outbreak of the war and, if they refuse, they be sent to a battle zone as mine sweepers?One of the four sins that cry [Read More. ]

    Ouch:“Sean Hannity has entered the pantheon of a true propagandist. His behavior reminds me of a conversation I had with a [Soviet] political officer in the mid-1980s when I was an air attaché to Bulgaria. I asked this officer what truth was to him. He responded without hesitation, ‘Truth is what serves the party.’” – Michael Hayden, Ex-CIA DirectorDouble ouch:“FOX News has almost entirely jumped the shark,” said Michael Hayden, the CIA director under George W. Bush. “They have gi [Read More. ]

    is a corrupt Nixonian policy wonk. Don’t forget that. The moment she wins it will be time to fight her. [Read More. ]

    Had a lovely day yesterday. After Mass (which was deeply nourishing), took a five mile walk through the neighborhood, through an October wood, across the freeway overpass, down the interurban trail, around the lake, up and around the quiet lane behind our house, down to the store and home. Then my [Read More. ]

    A reader writes:This lad, Nolan Scully, is in great need of immediate prayer. He is undergoing intensive cancer surgery today that he may very well not survive. Our parish held a prayer service for him Sunday, pleading with the Lord for His Divine Mercy.Any assistance you can provide via [Read More. ]

    I wanted to make you aware of an exciting new project. Dynamic Catholic released its first Christmas Advent album. The album, O Emmanuel, is a new 10 track album featuring a mesmerizing synthesis of jazz improvisation, classical and sacred music. In the first week of pre-order the album sold [Read More. ]

    On Monday, Sherry Antonetti gabbed about Deathstorm 2016 and other adventures:On Tuesday, Michael Lichens and I yakked about the Discovery of the Trinity:On Wednesday, Rod Bennett and I had a grand time talking about Frankenstein, both the book and the film(s):On Thursday, [Read More. ]



    Ask THE ORACLE – THE ORACLE answers – Yes or no – Predict your future – Consult the oracle #manswers #answers #list


    #question answerer

    #

    Yes No Oracle

    Please enter your question

    Free psychic readings on www.psychic-crystal-ball.com . An online fortune teller, a yes or no oracle and many other divinations.

    Lenormand Reading – Cartomancy online and free

    What do you want to know?

    Clear your mind, center yourself, and form a mental picture of your question. What do you feel? What do you really need or want? What truly works for you? Take THE ORACLE’s answer as a mirror for your needs. Ask THE ORACLE, consult THE ORACLE, be THE ORACLE, and get the answers you need now. You can ask any YES or NO question.

    Oracle Readings Lead You to Undiscovered Wonders

    Instead of an apple a day, maybe a better choice would be an oracle a day. With an oracle, you have a guide that can assist you in making those important life decisions. Why feel alone and anxious when the oracle’s mystical powers are waiting to help you discover a better life?

    For thousands of years, people have depended upon an oracle to help them choose the best course of action. When you rely upon an oracle, you can ask questions about the past, present, or future. Find out what you should do about a perplexing personal problem or get the answers to those questions about your career. If there is something that you need help with, the oracle can help you make the right decision.

    Belief in the oracle has been a key concept that has spurred many of the most famous people in history to achieve seemingly impossible goals. The divinations that were ascribed to oracles were not viewed as mere ramblings or coincidence. These revelations were believed to come directly from the gods and were taken very seriously. Today there are millions of individuals who depend upon these readings to help them plan their personal course through life.

    Throughout history, the mysteries of the oracle have been recorded in most cultures and countries. In some instances, the oracle was accessed via one of the high-ranking priests or priestesses. At other times, there were certain landmarks that were designated as oracles.

    Whether an oracle was described as a particular location or a specific person is not as important as its purpose. Oracles are defined as having a direct connection to the highest level of spiritual energy. This mystical portal permits the exchange of ideas and information between our human world and the spiritual dimension.

    Divinations are a form of fortune telling, and there are many different ways that individuals can foretell the future. Mediums, oracles, crystal balls, tarot cards, and numerology are just a few of the methods that can be used to help unlock the mysteries of the universe.

    Choose the oracle that you prefer and let the wisdom of the ages give you the self-empowerment that you deserve. The readings that are available will provide you with knowledge, enlightenment, and guidance that can build your confidence and self-realization. Your path through life does not have to be a cold and difficult journey. You have the power to make positive changes, and the oracle can lead you in the right direction.

    Comments

    key key – 2012-07-03 19:16:10

    Thank you for discussing with me at those really hard times in my life.
    It means a lot to me.

    Bryce – 2012-07-27 18:33:57

    yeah, it’s a crock. but it was good for a few laughs.
    thanks mate.



    Getting Free Math Homework Help – Expert Advise At No Cost #physics #answers


    #get math answers free

    #

    Math prepa

    Where to Ask Math Questions and Get Answers for Free

    Do you sometimes feel trapped by a complicated or tricky math problem? The solution to a math problem could be elusive. To access the answer to the problem could avoid further frustration and help you learn about solving the problem. With the answer to a complicated math problem already in hand, most of the times it is possible for you to work backwards to figure out how the problem has been solved. Now the question is: In order to access the answers to your math problems, where can you ask math questions and get answers for free?

    A lot of times you can get the answer to your math question from resources or people around you. To name a few:

    • Search for answers appendix at the back of your textbook. You may have noticed that it contains over half of the answers to your math questions, covering all the odd numbered events or questions.
    • Reach out for homework help. Ask someone who could easily understand your math homework. Ask a family member for help. Call or email a classmate who could be helpful.
    • Seek math help at school as soon as you can. Set a meeting time with your math teacher. Don’t forget to take advantage of the class when there is cooperative work time for you to ask your classmates for assistance. Ask your teacher about obtaining free tutoring that your school offers, or join an after-school study group to avoid future frustration.

    If you are left with no help around you at the moment, you can always use the unlimited free resources online. Here are a few ways to do so:

    • Search the archives on math help websites. Archives from previously posted problems and answers are usually maintained at educational websites. Your problem might have already been solved on those sites. If not, you might find a similar problem to help you find the steps of solving our problem.
    • Try entering your problem into a math problem-solving program on a math website. Those programs can solve most of the basic math, trigonometry, calculus, statistics and algebra problems. If you don’t know which websites have these programs, use search engine and find out.
    • Ask a math expert at a math tutoring website to solve your problem and give you the answer. A lot of math websites have experts that are available to answer math questions free of charge. Some websites have volunteers with expertise in a lot of fields of math.

    All you need to know about math

    Homework related recources



    Catholic and Enjoying It! Mark Shea – s Blog: So That No Thought of Mine, No Matter How Stupid, Should Ever Go Unpublished Again! #answers #to #science #questions


    #catholic answers forum

    #

    Everything happening right now in the world of baseball reminded me of a story from my childhood:When I was very small I had a baseball cap that I loved. I don’t know where I got it. It had a little smiling face on it, which seemed like a pretty good fashion statement.That little smiling guy was actually the mascot for the Cleveland Indians baseball team, now widely considered to be super duper racist, but at the time, I wasn’t aware of the concept of racism, America’s history of [Read More. ]

    Absolutely despicable: “Totally betrayed, that’s how I feel,” Susan Haley, who served 26 years in the Army and now owes $20,500, says. “I didn’t knowingly accept money I wasn’t supposed to have. They wanted me to re-enlist and I was assured everything was fine.” How about, instead of this, we order every member of Congress to pay back everything they have earned since the outbreak of the war and, if they refuse, they be sent to a battle zone as mine sweepers?One of the four sins that cry [Read More. ]

    Ouch:“Sean Hannity has entered the pantheon of a true propagandist. His behavior reminds me of a conversation I had with a [Soviet] political officer in the mid-1980s when I was an air attaché to Bulgaria. I asked this officer what truth was to him. He responded without hesitation, ‘Truth is what serves the party.’” – Michael Hayden, Ex-CIA DirectorDouble ouch:“FOX News has almost entirely jumped the shark,” said Michael Hayden, the CIA director under George W. Bush. “They have gi [Read More. ]

    is a corrupt Nixonian policy wonk. Don’t forget that. The moment she wins it will be time to fight her. [Read More. ]

    Had a lovely day yesterday. After Mass (which was deeply nourishing), took a five mile walk through the neighborhood, through an October wood, across the freeway overpass, down the interurban trail, around the lake, up and around the quiet lane behind our house, down to the store and home. Then my [Read More. ]

    A reader writes:This lad, Nolan Scully, is in great need of immediate prayer. He is undergoing intensive cancer surgery today that he may very well not survive. Our parish held a prayer service for him Sunday, pleading with the Lord for His Divine Mercy.Any assistance you can provide via [Read More. ]

    I wanted to make you aware of an exciting new project. Dynamic Catholic released its first Christmas Advent album. The album, O Emmanuel, is a new 10 track album featuring a mesmerizing synthesis of jazz improvisation, classical and sacred music. In the first week of pre-order the album sold [Read More. ]

    On Monday, Sherry Antonetti gabbed about Deathstorm 2016 and other adventures:On Tuesday, Michael Lichens and I yakked about the Discovery of the Trinity:On Wednesday, Rod Bennett and I had a grand time talking about Frankenstein, both the book and the film(s):On Thursday, [Read More. ]