Stifel Financial Corp Has $227, 000 Stake in Janus Capital Group Inc


#

Recent Posts

Stifel Financial Corp Has $227,000 Stake in Janus Capital Group Inc (NYSE:JNS)

Stifel Financial Corp cut its position in Janus Capital Group Inc (NYSE:JNS) by 96.4% during the first quarter, according to its most recent disclosure with the SEC. The fund owned 17,322 shares of the asset manager s stock after selling 460,138 shares during the period. Stifel Financial Corp s holdings in Janus Capital Group were worth $227,000 at the end of the most recent quarter.

Several other institutional investors also recently modified their holdings of the company. Paragon Capital Management Ltd acquired a new stake in Janus Capital Group during the first quarter worth $155,000. Tudor Investment Corp Et Al acquired a new stake in Janus Capital Group during the fourth quarter worth $188,000. Capstone Asset Management Co. boosted its stake in Janus Capital Group by 40.2% in the first quarter. Capstone Asset Management Co. now owns 16,436 shares of the asset manager s stock worth $217,000 after buying an additional 4,709 shares in the last quarter. Parkwood LLC acquired a new stake in Janus Capital Group during the first quarter worth $233,000. Finally, Timber Hill LLC boosted its stake in Janus Capital Group by 23.3% in the first quarter. Timber Hill LLC now owns 18,413 shares of the asset manager s stock worth $243,000 after buying an additional 3,477 shares in the last quarter. 90.21% of the stock is owned by institutional investors and hedge funds.

Janus Capital Group Inc (NYSE:JNS ) opened at 14.17 on Monday. Janus Capital Group Inc has a 52-week low of $11.95 and a 52-week high of $16.62. The stock has a 50 day moving average price of $13.76 and a 200 day moving average price of $13.29.

Janus Capital Group (NYSE:JNS) last posted its quarterly earnings data on Thursday, April 20th. The asset manager reported $0.23 EPS for the quarter, topping the consensus estimate of $0.21 by $0.02. Janus Capital Group had a net margin of 12.54% and a return on equity of 7.26%. The business had revenue of $257.60 million for the quarter, compared to analyst estimates of $258.10 million. During the same quarter in the previous year, the firm posted $0.19 earnings per share. Janus Capital Group s quarterly revenue was up 3.7% on a year-over-year basis. Analysts forecast that Janus Capital Group Inc will post $0.96 EPS for the current year.

ILLEGAL ACTIVITY WARNING: Stifel Financial Corp Has $227,000 Stake in Janus Capital Group Inc (NYSE:JNS) was first reported by BNB Daily and is owned by of BNB Daily. If you are reading this report on another publication, it was stolen and reposted in violation of US and international copyright trademark laws. The original version of this report can be viewed at https://www.baseball-news-blog.com/2017/07/17/stifel-financial-corp-decreases-stake-in-janus-capital-group-inc-nysejns-updated.html.

Separately, Zacks Investment Research raised Janus Capital Group from a sell rating to a hold rating in a report on Thursday, April 13th. One research analyst has rated the stock with a sell rating and seven have assigned a hold rating to the stock. Janus Capital Group has an average rating of Hold and a consensus target price of $14.50.

In related news, SVP Brennan A. Hughes sold 2,100 shares of the business s stock in a transaction dated Friday, May 19th. The shares were sold at an average price of $14.34, for a total transaction of $30,114.00. Following the sale, the senior vice president now owns 34,748 shares of the company s stock, valued at $498,286.32. The transaction was disclosed in a legal filing with the Securities Exchange Commission, which is available at this hyperlink. Insiders own 2.08% of the company s stock.

About Janus Capital Group

Janus Capital Group Inc provides investment management, administration, distribution and related services to financial advisors, individuals and institutional clients through mutual funds, separate accounts, other pooled investment vehicles, exchange-traded products (ETPs) and subadvised relationships (collectively referred to as investment products) in both domestic and international markets.

Receive News Ratings for Janus Capital Group Inc Daily – Enter your email address below to receive a concise daily summary of the latest news and analysts’ ratings for Janus Capital Group Inc and related companies with MarketBeat.com’s FREE daily email newsletter .


Canyon Vista Medical Center #regional #care, #canyon #vista #medical #center, #health, #care,


#

The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

ALOHA Adult Hearing Loss Support Group 11:00 am

The mission of ALOHA is to provide a support system for individuals with an acquired deaf-ness and/or hearing loss and their families. ALOHA also offers peer support, advocacy, infor-mation and training for individuals with a hearing loss which will enable them to improve their quality of life. During the meetings, you can share experiences and[. ]

Zumba Gold 8:00 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Help with Medicare 10:00 am

A topic of major concern to all Americans is the cost of healthcare. Federally funded programs like Medicare and Medicaid seem complex and uncertain to many people. It’s important to understand the role of these government sponsored programs as you investigate other funding strategies that are available to help you meet your future medical expenses.[. ]

Zumba Gold Evening 4:15 pm

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

Kidney Smart 2:00 pm

This FREE Kidney Smart® class is hosted by Canyon Vista Medical Center and DaVita® Si-erra Vista. This class is part of a nationwide effort to empower those diagnosed with chronic kidney disease (CKD) by providing basic education on how to manage their health. One in six American adults has CKD, and leading causes include diabetes[. ]

Monsoon Madness: Men s Health Part 2 of 5 5:30 pm

Jared Haros, Paramedic with Fry Fire Department will discuss safety during the monsoon season

The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Zumba Gold Evening 4:15 pm

Zumba Gold 6:50 am

Zumba Gold 8:00 am

Chair Zumba 9:30 am

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

What to Expect When You re Expecting Daddy Edition: Men s Health Part 3 of 5 5:30 pm

Hear from a panel of new and experienced Dads moderated by Ellen Ackerman, RN

The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

Senior Nutrition: Iced Tea Month Hydration 1:00 pm

Yes! Tea can be healthful and contribute to hydration. Learn all about this along with what may not be our best choices. Please join Cynthia Aspengren from the U of A South Campus as she discusses how to tackle the topic of nutrition as we age.

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Help with Medicare 10:00 am

A topic of major concern to all Americans is the cost of healthcare. Federally funded programs like Medicare and Medicaid seem complex and uncertain to many people. It’s important to understand the role of these government sponsored programs as you investigate other funding strategies that are available to help you meet your future medical expenses.[. ]

Zumba Gold Evening 4:15 pm

Behavior is a powerful form of communication and is one of the primary ways for people with dementia to communicate their needs and feelings as the ability to use language is lost. However; some behaviors can present real challenges for caregivers to manage. Join Lisa Brazil from the Alzheimer’s Association to learn to decode behavioral[. ]

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

Diagnosis Prostate Cancer: Men s Health Part 4 of 5 5:30 pm

Join Dr. Janet Nettleton, Radiation Oncologist, Cochise Oncology to learn about living with prostate cancer, what’s next, and treatment options.

The Canyon Vista Medical Center’s Thrive, a wellness depot, offers a Mommy to Mommy Breastfeeding Support Group. New mothers benefit from the network of friends and discussion topics presented at our breastfeeding support groups. These support groups are held weekly and are facilitated by one of our lactation experts. During the meetings you can share[. ]

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Zumba Gold Evening 4:15 pm

Zumba Gold 6:50 am

Zumba Gold 8:00 am

Chair Zumba 9:30 am

Zumba Gold 8:00 am

Chair Yoga 9:15 am

Chair yoga is a gentle form of yoga that is practiced sitting on a chair, or standing using a chair for support. Frequently the chair yoga student is unable to participate in a traditional yoga class due to the effects of aging or disability. Chair yoga deepens flexibility and strengthens personal body awareness. The class is taught by Erica[. ]

Kids Zumba Summer Style 1:00 pm

Beat the heat and join us for the coolest party in town with Zumba Kids classes! Travel to the tropics, play some games and have some fun dancing to the music you love! New summer sessions for kids of ALL ages! A Parent/Guardian must be present in Thrive for children to participate. The instructor is[. ]

Living Heart Healthy: Men s Health Part 5 of 5 5:30 pm

How to live a healthy lifestyle after a hearth attack with Dr. Vinay Sanghi, Interventional Cardiologist, Sierra Vista Medical Group


Part-time MBA #mba,japan,business #school,tokyo,graduate #school,programs,part #time #mba,full #time #mba,pre #mba,management,training,globis,asia,entrepreneurship,entrepreneurial,network,global,international,innovation,creation,leader,leadership,venture #capital,publication,career,start-up,scholarship


#

MBA in Japan – GLOBIS University – Tokyo

Why the Part-time MBA?

The Part-time MBA is a two-year management degree designed for maximum flexibility, allowing students to upgrade their skills and build a powerful network, without disruptions to work and other commitments.

Classes are held on weeknights and weekends, and can be taken on-campus, online, or a combination of both.

Whether you’re looking to move up in your current company, expand your career opportunities, or just find a clearer direction in life, this program will help you achieve your goals as easily as possible.

Start now with just one course in our Pre-MBA Program (on-campus or online):
LEARN MORE

As an Part-time MBA student, you will have access to the following:

  1. One of Japan’s best business networks. with students of different nationalities and professional backgrounds
  2. A highly flexible program designed for working professionals
  3. A practical curriculum of highly interactive, case-based courses facilitated by top business professionals, and guided by GLOBIS’ strong ties with industry leaders
  4. The guaranteed quality of an MBA that is consistently ranked as one of Japan’s best
  5. The opportunity to explore your true passion and find your personal mission in life

Plus many more benefits. To learn more about your opportunities at GLOBIS, join an upcoming event or arrange a personal consultation .

  • Curriculum
  • Example Course Schedule

  • Student Profile
  • Student Interviews

  • Admission Requirements
  • Admission Process
  • Application Documents
  • Key Dates for Admission
  • Preliminary Screening

  • Cost Summary
  • Scholarships/Loans
  • Education and Training Benefits System


Capital one online saving #capital #one #online #saving


#

Deposit and Withdrawal Methods:

Electronic transfer, wire, check

Formerly ING Direct, Capital One 360 is a consolidation of Capital One s offerings. When Capital One acquired ING in 2011, it stuck by the adage, If it s not broken, don t fix it. Aside from rebranding, Capital One simply expanded what was already a successful business into one of the most well-known direct banks. 360 accounts, like their ING predecessors, have some of the highest rates in the industry however, the most notable are its standard 360 Savings Account and its Kid s Savings Account, which makes it very easy for kids to both learn about money and accrue interest. While other banks offer custodial accounts or allow you to open an account in a child s name, this one has specifically developed a platform designed to teach kids about money. None of the savings accounts require a minimum balance to open or maintain, and interest accrues daily and is credited monthly to the accounts. As with all savings accounts, there is a maximum of six online withdraws per month, which is mandated by federal law. While Capital One 360 does not charge a fee for excessive withdraws, it does state that this activity might lead to a closure of the account.

There are no fees associated with Capital One 360 accounts; however, wire transfers if approved, may cost as much as $30 to process. There are no overdraft fees, as accounts are restricted from withdrawing more than they have at any given time. Finally, designated Allpoint ATMs are either surcharge free, or you will be reimbursed. Any ATM outside of the Allpoint network will not fall under this guarantee. ​

Access and Ease of Use

Capital One 360 is accessible via web, mobile and telephone banking. Customer support can be reached by email or phone. Unfortunately, even though Capital One 360 is a subdivision of Capital One, physical Capital One locations cannot be used by 360 customers, which is rather disappointing. In lieu of this, in select cities Capital One provides 360 Cafes which sell coffee, offer free Wi-Fi and serve as a helpful community for 360 customers.

Capital One 360 s online and mobile platforms are pretty comprehensive. Its online options have a streamlined interface that, in addition to the usual features (checking balances, paying bills), allows you to track spending via category, create saving goals and automate saving transfers based on your savings goals. Such features make learning about saving and practicing saving much easier. In addition, Capital One 360 offers a number of other helpful features, such as the ability to create labeled subaccounts and download transactions into Quicken or Microsoft Money. Users can link up to three external accounts, which allows funds to be moved quickly and easily. Mobile options, while limited, allow for the ability to deposit money into your own account via photo and send payments to other accounts inside or outside the bank. Similar to many banks, the mobile app is only available for the Android and Apple platforms, but other mobile users can simply view the mobile site. While support isn t 24/7, Capital One 360 offers 12 hours of phone support from 8 a.m. to 8 p.m. ET, seven days a week, and can be reached by email as well.

Certificate of Deposit Offerings

Capital One 360 s CD offerings, especially the lower term ones, are not extremely competitive by direct bank standards. The length of terms vary in intervals of six months, the lowest (six months) offering an APY of 0.40% and the highest (five years) offering 2.10%, all of which is somewhat modest when compared to other online banks’ CD options. ​

Bank Standing and Trustworthiness

Capital One 360, as an affiliate of Capital One Financial Corporation, is one of the largest banks in the country, ranking sixth among the top 50 largest banks in the country. In addition to being FDIC insured, it has $385 billion in assets. Capital One the parent of Capital One 360 currently holds an A+ with the Better Business Bureau. ​

While Capital One 360 doesn t have the highest interest rates among its direct and branchless competitors, unique offerings like its kids banking accounts and goal manager make it competitive and appealing in other ways. If you re solely pursuing the highest interest rate possible, it s likely Capital One 360 is not the best option. However if you ?>

SBA Loans and Grants #sba #loan #kit, #sba #loans, #business #loan, #sba


#

Notes: *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors. There is no charge nor obligation for this. These 7 Simple Questions Will Determine Your SBA Loan Pre-Qualification Eligibility And Then Take You To Our SBA Loan Site Where You Will See The Immediate Answer and Can Also Read All About Our Services. Why you need us: Our SBA Loan Services provide everything necessary to get an SBA Loan including Business Plan Preparation Assistance Services, Review Correction for all Documents and the Lender Negotiation and Arrangement which is the most important part of our services. If you do not have experience nor the background in SBA loan preparation and do not know the right lender for your SBA Loan Package then your chances of getting funded are very low. We solve this for you. That is what our service is all about. Making it possible for you to get an SBA Loan. Our Guarantee is simple: We either get you the business funding you need with an SBA loan or Regular Business Loan or there is no charge. Our Services Products Promoted On Our Website All Carry a Full Money Back Performance Guarantee if you should decide to make a purchase. Assumptions related to the 7 questions: (Other situations are rare and do not apply to most applicants and most of the time there is a solution to them and our SBA Consultants and Accountants will help you to resolve any problems that might effect eligibility) Applicant is of Good Character and not Current ly Incarcerated, on Parole, or on Probation for Serious Criminal Convictions. Exceptions: Past criminal convictions do not make one ineligible. This is related to current status only; Business will initially or currently has UNDER 500 Employees if a Manufacturing Business, and UNDER 100 Employees if a Wholesale Business. Exceptions: This does not relate to future plans, only current number of employees at the present time if any; Business will be or is Independently Owned and Operated and Not a Dominant Monopoly in its Field. Exceptions: This means business is not dominant in it’s field as a monopoly, a government owned agency or a giant corporation such as Ford Motor Company, IBM or Microsoft; Business will be initially or is currently Annually Grossing UNDER $29 Million Dollars for a Service or Retail Type Business, UNDER $12 Millions Dollars for a Construction Type Business, and UNDER $9 Million Dollars for an Agricultural Type Business. (Note: for existing businesses sales figures are Based on the Average Annual Sales over the previous three years) Exceptions: This does not relate to future plans but current actual figures at present time; Applicant or Business is Current or Paid Off on any PAST SBA Loans IF any were ever issued in the past (Note: Only Applicable if Applicant or Business has or has previously had an SBA Loan) Exceptions: If there was an SBA Loan previously then it is not a problem if it is not currently in default or has already been settled previously in some way; Business is an Eligible type of business. Businesses that are NOT ELIGIBLE are as outlined, unless an exception noted below fits: A Business is not Eligible if it is Primarily a Speculative Investments Business, Risky Real Estate Investment Business, Pyramid Sales Scheme , Primarily involved in Lending Activities, Primarily involved in Passive Investments of any kind or Primarily engaged in Gambling or Pornography. Exceptions: There is a lot of flexibility for all of these Items in this category. Business Real Estate Loans (Buildings, Property and Land) are Eligible and not a problem and Real Estate Businesses or Rental Property Type Businesses primarily engaged in other Non-Passive operations as well as handling of rentals are still eligible. The key words are Risky , Passive , Investment or Speculative in relation to Real Estate type businesses. Investment firms are still eligible as long as the loan proceeds are not being used for Speculative Investments . A Loan Brokerage firm or Pawn Shop is still eligible. Other Loan Companies can also be eligible. The key point is that the Loan Proceeds will not be used for loan funds, but instead used to develop or start your business. If your business is involved in gambling, the key point is whether it is Primarily involved or only Incidentally involved. An example of Incidental involvement would be a store, restaurant or other enterprise that has slot machines or some gambling machines on their property. Primary involvement would be a casino or other type of gambling operation. Incidental involvement is still eligible. Nude Art is not considered Pornography, nor are businesses that employ Dancers. A Multi-Level-Marketing or Network Marketing type of business is not considered a Pyramid Sales Scheme type of business and is still eligible if is pursued as an actual active type of business. Request a phone consultation with one of our SBA Consultants or Just fill out the form above or just Email us at QuickQuestions [at] BusinessLoanEasy [dot] com if you need further clarification regarding your own business plans. If this item, or any other item on this list or in any of the questions above, is a problem, our services and program includes instructions to solve the problem so that your business or business plans will be then eligible. *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors.

Questions or problems regarding this web site should be directed to Web [at] BusinessLoanEasy [dot] com S ite Last Modified 02/24/17 For Privacy Policy Click Here
Copyright � 2017 Business Development Specialists Group 40 Wall Street New York, NY 10005. All Rights Reserved.


Human Resources: Help Desk Support for Teleworkers #hr, #human #resources, #hr #community,


#

Help desks in companies implementing telework programs will experience a higher volume of calls and requests than normal, especially during the first month following implementation.

Without proper planning and infrastructure in place, the help desk can quickly become overwhelmed. This can lead to escalating support costs and decreased employee and help desk staff productivity, all potentially negating the cost savings realized by teleworking in the first place.


Teleworker Help Desk Requirements

Most teleworkers will work out of their home offices. If they do run into difficulties, these are likely to be related to connectivity issues and malfunctioning applications; especially VPN and password problems. Teleworkers IT complaints and requests are likely to be staggered throughout the day and those experiencing issues outside of normal business hours can experience loss of productivity and intense frustration. Because of this, some companies that have implemented telework programs choose to extend their help desk hours.

A help desk supporting teleworkers should be capable of the following:
” Tracking and prioritizing IT issues.

” Remotely diagnosing, troubleshooting and resolving PC issues.

” Providing training on the use of company equipment and programs.

” Providing information on how to set up home offices for top equipment function.

Multiple Methods to Access Ticketing System
Existing help desks should already be tracking and prioritizing employee issues through a help desk ticketing solution. However, given their remote nature, teleworkers should have more than one means of reporting a problem. If a teleworkers computer is not functioning properly or if they are experiencing basic connectivity issues, they will not be able to access Web and e-mail based tracking systems. Therefore, it is important to have a phone access number for employees to report issues.

Self-Help Solutions
IT departments should offer training and self-help solutions for simple IT issues that teleworkers may encounter, especially low priority ones that the help desk may be unable to address immediately. These self-help solutions can be in the form of:
” Frequently Asked Questions (FAQs) and the answers.

” Teleworker training sessions and online training documents.

” Step by step self-help instructions for solving simple problems.

” Wikis where teleworkers post tips and help educate each other.

” Online message boards where changes and reoccurring problems are addressed by the help desk technicians.

Implementing self-help solutions for teleworkers will reduce the volume of calls the help desk receives. By providing troubleshooting information and training on how to set up home offices, internet connections, printers, and fax machines, companies can ease teleworker frustration and decrease downtime associated with related problems. Additionally, implementing self-help solutions will lessen the need for employees to search for software workarounds on the Internet to solve their problems, potentially leading to security issues. Obviously, benefits will only be realized if teleworkers are aware of the resources available to them. It is therefore important for the help desk to provide teleworkers with a list of available resources and where they can be accessed.

Remotely Diagnose and Resolve Problems
Teleworkers are likely to experience most of their problems at home, where there is no on-site help. As such, one of the most important and common capabilities that IT departments have is the ability to remotely diagnose and resolve computer issues. This capability serves to accelerate repair times by eliminating the hassle of carrying the computer to the office and having the technicians speculate about the problem. Generally, in Windows environments, Microsoft’s integrated Remote Assistance tool suits this purpose. However, hosted remote desktop support services that do not rely on a VPN connection, such as Citrix GoToAssist and LogMeIn Rescue, can serve as a more versatile solution for larger distributed environments.

Sometimes a problem cannot be resolved remotely and the malfunctioning computer must be sent to the IT department for remediation. In these cases, it is necessary for IT to have spares or loaner machines on hand that can be couriered to the teleworker to prevent teleworker downtime.

Recommendations
1. Provide multiple methods of contacting the help desk. This allows teleworkers to contact the help desk regardless of their IT problem.

2. Create a self-help toolset for teleworkers. This allows teleworkers that are experiencing low priority issues to address them on their own.

3. Offer teleworker application and office set up training. Offering teleworker training on how to set up a home office and properly configure the home internet connection and other equipment will reduce the number of preventable complaints that the help desk receives.

4. Have the ability to remotely diagnose and resolve problems. This will help reduce teleworker frustration and downtime.


Bottom Line

Teleworking has specific help desk challenges that must be addressed and accounted for in the project planning stage of the program. Doing so will prevent the help desk from being inundated by teleworker support requests and help mitigate teleworker performance and frustration issues.

The HR industry s premier online community and resource for Human Resource professionals. HR, human resources, HR community, human resources community, HR best practices, best practices in human resources, online communities for HR, HR articles, HR news, human resources articles, human resources news, HR events, leadership, performance management, staffing and recruitment, benefits, compensation, staffing, recruitment, workforce acquisition, human capital management, HR management, human resources management, HR metrics and measurement, organizational development, executive coaching, HR law, employment law, labor relations, hiring employees, HR outsourcing, human resources outsourcing, training and development
hr.com. human resources management resources for hr professionals. | HR menus | HR events | HR Sitemap


How to Calculate Working Capital (with Calculator) #working #capital #needs


#

How to Calculate Working Capital

Calculate current assets. Current assets are assets that a company will convert to cash within one year. [3] These assets include cash and other short-term accounts. For example, accounts receivable, prepaid expenses and inventory would all be current assets.

  • You can usually find this information on a company’s balance sheet, which should include a subtotal of current assets.
  • If the balance sheet does not include a subtotal of current assets, read through the balance sheet line by line. Add up all accounts which meet the definition of a current asset to come up with a subtotal. For example, you would include the figures listed for “accounts receivable,” “inventory,” and “cash and equivalents.”

Calculate current liabilities. Current liabilities are those that are due within one year. They include accounts payable, accrued liabilities and short-term notes payable. [4]

  • The balance sheet should include a subtotal of current liabilities. If it does not, use the balance sheet information to find this total by adding up the listed liabilities. For example, this would include “payables and provisions,” “taxation payable,” and “short term loans.”

Calculate working capital. This calculation is just basic subtraction. Subtract the current liability total from the current asset total. [5]

  • For example, imagine a company had current assets of $50,000 and current liabilities of $24,000. This company would have working capital of $26,000. The company would be able to pay all its current liabilities out of current assets and would also have cash left over to serve other purposes. The company could use the cash for financing operations or long-term debt payment. It could also distribute the money to shareholders.
  • If current liabilities are greater than current assets, the result is a working capital deficit. [6] A deficit could signal that the company is at risk of becoming insolvent (meaning unable to pay their debts when they become due). [7] There are many reasons why a company may become insolvent. Such a company may need other sources of long-term financing. This may signal the company is in trouble, and may not be a good investment.
  • For example, consider a company with current assets of $100,000 and current liabilities of $120,000. This means they will only be able to pay $100,000 of that debt, and will still owe $20,000 (their working capital deficit). In other words, the company will be unable to meet its current obligations and must sell $20,000 worth of long-term assets or find other sources of financing.
  • If the company is in danger of being insolvent, they may opt to restructure the debt so that they can continue operating while paying off their debt.

Part Two of Two:
Understanding and Managing Working Capital Edit

Calculate the current ratio. For further insight, many analysts use an indicator of financial strength called the “current ratio.” The current ratio calculation uses the same numbers from the first two steps of Part 1, but provides a ratio instead of a dollar figure. [8]

  • A ratio is a way of comparing two values, relative to one another. [9] Calculating a ratio is usually a matter of simple division.
  • To calculate the current ratio, divide current assets by current liabilities. Current ratio = current assets ÷ current liabilities. [10]
  • Using the example from Part 1, the company’s current ratio is 50,000 ÷ 24,000 = 2.08. This means that the company’s current assets are 2.08 times greater than the company’s current liabilities.

Understand what the ratio means. The current ratio is a way of evaluating a company’s ability to meet its current financial obligations. Put simply, it indicates how capable a company is of paying its bills. [11] It is often better to use the current ratio when comparing different companies or industries.

  • The ideal current ratio is around 2.0. [12] A falling ratio, or a ratio below 2.0 could mean a greater risk of insolvency. On the other hand, a ratio in excess of 2.0 might mean that management is too conservative and reluctant to take advantage of the the company’s opportunities. [13]
  • Using the example above, a current assets ratio of 2.08 is probably healthy. You could interpret this to mean that current assets could fund current liabilities for a little over two years. This is assuming, of course, that liabilities stay at the current level.
  • The acceptable current ratio will differ between industries. Some industries are capital intensive and may need to borrow to finance operations. Manufacturing companies, for example, are likely to have high current ratios.

Manage your working capital. Business managers must track all parts of working capital to maintain the right level. This includes inventory, accounts receivable and accounts payable. Managers must assess the profitability and risks that come with too little or too much working capital. [14]

  • For example, a company with too little working capital risks not being able to pay its current liabilities. Holding too much working capital though can also be a problem. A company with lots of working capital may be able to invest in long-term productivity improvements. For example, surplus working capital could be invested in new production facilities or retail stores. These types of investments can increase future revenues.
  • If the working capital ratio is too high or low, consider the tips below for some ideas on how to improve the ratio.

If we have 427,000 current assets and 136,000 current liabilities, what is the amount of working capital we would need to remain in the business?

  • The current ratio indicated by these numbers is 3.14, which would generally indicate a healthy position at the point in time that this measurement was made. How much would it take to stay in business is specific to your company, but maintaining a ratio of 2 to 1 or better is usually a good indicator of a healthy state of affairs.

Are lease-holder improvements considered a liability?

  • Leasehold improvements would be an asset that is either depreciated over the useful life of the improvements or expensed in the year they were incurred.

What is a comfortable working capital ratio for the purchase of a company?

  • While the exact ratio of current assets to current liabilities varies by industry and company, it more often reflects the risk profile of the owners. Most analysts expect working capital (the difference between current assets and current liabilities) to be a minimum of 25%-30% of current liabilities (a ratio of 1.25-1.3) for financial stability.

What does a working capital ratio of 1:1 mean?

Answered by wikiHow Contributor

  • It means the company has exactly enough current assets to cover their current liabilities.

How is cash involved in a working capital calculation?

Answered by wikiHow Contributor

  • Cash, inventories, receivables, are part of current assets, inventories and receivables. It will take time to convert into source or amount but cash in hand is already an available source, so you can easily use it as a working capital.

How can I solve this problem? “Total current assets 480000 out of which inventory 50000 total currant liability 325000; what will be a working capital?”

Answered by wikiHow Contributor

  • Current working capital = 480000-325000= 155000 Current ratio = 480000/325000=1.476.

SBA Loans and Grants #sba #loan #kit, #sba #loans, #business #loan, #sba


#

Notes: *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors. There is no charge nor obligation for this. These 7 Simple Questions Will Determine Your SBA Loan Pre-Qualification Eligibility And Then Take You To Our SBA Loan Site Where You Will See The Immediate Answer and Can Also Read All About Our Services. Why you need us: Our SBA Loan Services provide everything necessary to get an SBA Loan including Business Plan Preparation Assistance Services, Review Correction for all Documents and the Lender Negotiation and Arrangement which is the most important part of our services. If you do not have experience nor the background in SBA loan preparation and do not know the right lender for your SBA Loan Package then your chances of getting funded are very low. We solve this for you. That is what our service is all about. Making it possible for you to get an SBA Loan. Our Guarantee is simple: We either get you the business funding you need with an SBA loan or Regular Business Loan or there is no charge. Our Services Products Promoted On Our Website All Carry a Full Money Back Performance Guarantee if you should decide to make a purchase. Assumptions related to the 7 questions: (Other situations are rare and do not apply to most applicants and most of the time there is a solution to them and our SBA Consultants and Accountants will help you to resolve any problems that might effect eligibility) Applicant is of Good Character and not Current ly Incarcerated, on Parole, or on Probation for Serious Criminal Convictions. Exceptions: Past criminal convictions do not make one ineligible. This is related to current status only; Business will initially or currently has UNDER 500 Employees if a Manufacturing Business, and UNDER 100 Employees if a Wholesale Business. Exceptions: This does not relate to future plans, only current number of employees at the present time if any; Business will be or is Independently Owned and Operated and Not a Dominant Monopoly in its Field. Exceptions: This means business is not dominant in it’s field as a monopoly, a government owned agency or a giant corporation such as Ford Motor Company, IBM or Microsoft; Business will be initially or is currently Annually Grossing UNDER $29 Million Dollars for a Service or Retail Type Business, UNDER $12 Millions Dollars for a Construction Type Business, and UNDER $9 Million Dollars for an Agricultural Type Business. (Note: for existing businesses sales figures are Based on the Average Annual Sales over the previous three years) Exceptions: This does not relate to future plans but current actual figures at present time; Applicant or Business is Current or Paid Off on any PAST SBA Loans IF any were ever issued in the past (Note: Only Applicable if Applicant or Business has or has previously had an SBA Loan) Exceptions: If there was an SBA Loan previously then it is not a problem if it is not currently in default or has already been settled previously in some way; Business is an Eligible type of business. Businesses that are NOT ELIGIBLE are as outlined, unless an exception noted below fits: A Business is not Eligible if it is Primarily a Speculative Investments Business, Risky Real Estate Investment Business, Pyramid Sales Scheme , Primarily involved in Lending Activities, Primarily involved in Passive Investments of any kind or Primarily engaged in Gambling or Pornography. Exceptions: There is a lot of flexibility for all of these Items in this category. Business Real Estate Loans (Buildings, Property and Land) are Eligible and not a problem and Real Estate Businesses or Rental Property Type Businesses primarily engaged in other Non-Passive operations as well as handling of rentals are still eligible. The key words are Risky , Passive , Investment or Speculative in relation to Real Estate type businesses. Investment firms are still eligible as long as the loan proceeds are not being used for Speculative Investments . A Loan Brokerage firm or Pawn Shop is still eligible. Other Loan Companies can also be eligible. The key point is that the Loan Proceeds will not be used for loan funds, but instead used to develop or start your business. If your business is involved in gambling, the key point is whether it is Primarily involved or only Incidentally involved. An example of Incidental involvement would be a store, restaurant or other enterprise that has slot machines or some gambling machines on their property. Primary involvement would be a casino or other type of gambling operation. Incidental involvement is still eligible. Nude Art is not considered Pornography, nor are businesses that employ Dancers. A Multi-Level-Marketing or Network Marketing type of business is not considered a Pyramid Sales Scheme type of business and is still eligible if is pursued as an actual active type of business. Request a phone consultation with one of our SBA Consultants or Just fill out the form above or just Email us at QuickQuestions [at] BusinessLoanEasy [dot] com if you need further clarification regarding your own business plans. If this item, or any other item on this list or in any of the questions above, is a problem, our services and program includes instructions to solve the problem so that your business or business plans will be then eligible. *Interest Rate is .01 up to 2.75% over Prime depending on all loan factors.

Questions or problems regarding this web site should be directed to Web [at] BusinessLoanEasy [dot] com S ite Last Modified 02/23/17 For Privacy Policy Click Here
Copyright � 2017 Business Development Specialists Group 40 Wall Street New York, NY 10005. All Rights Reserved.


Mortgage Refinance Calculator #mortgage #refinance #calculator, #mortgages, #home #loan, #interest #only, #capital


#

Mortgage Refinance Calculator

Use our mortgage refinance calculator to help you decide whether to refinance your existing mortgage at a lower interest rate. This calculator breaks down monthly repayments and interest savings and also tells you how long it will take to pay off any charges for closing your current mortgage loan. Mortgage refinancing is worth considering if you can lower your monthly payments and overall costs. If you do not have an existing mortgage, please use the standard mortgage calculator instead.

Like this calculator? Please share

Disclaimer

Whilst every effort has been made in building the mortgage refinance calculator tool, we are not to be held liable for any special, incidental, indirect or consequential damages or monetary losses of any kind arising out of or in connection with the use of the calculator tools and information derived from the web site. This tool is here purely as a service to you, please use it at your own risk.

The calculations given by the mortgage refinance calculator tool are only a guide. Please speak to an independent financial advisor for professional guidance. Read the full disclaimer .

Mortgage refinance calculator – FAQ

What is mortgage refinancing and how does it work?

Refinancing your mortgage can bring you a lot of potential benefits and it’s always worth doing your homework to get the best deal available to you. In simple terms, mortgage refinancing involves adjusting or re-negotiating the terms of your existing mortgage, either with your existing lender or a new one. Essentially, you pay off your existing mortgage and take out a new mortgage with different terms.

There are many reasons why you might want to consider re-financing your mortgage. Perhaps interest rates have fallen, your credit score has gone up or you want to switch to a different type of mortgage (an impending interest rate rise might be a good reason to consider this). Or, perhaps you want to free up some equity to invest in a new venture or refurbishment of your property. Finally, it may just be that your circumstances have changed and you need to react to that.

As an example, people sometimes decide they want to pay off their loan sooner and so choose to adjust their mortgage to increase their monthly payments. On the flip side of that, people occasionally choose to pay less per month and lengthen the life of their loan. This potentially means paying more in the long term, but frees up money in the short term. In each case, there can be advantages. However, they can prove equally costly if not planned carefully.

Should I refinance my mortgage?

There are many factors to take into consideration when trying to decide whether to refinance your mortgage. You may be looking to lower your monthly payment or shorten the length of your mortgage. Generally, refinancing is an option worth considering if, by taking out a new mortgage, you can reduce the costs of your loan.

If you decide to go ahead with refinancing your loan, we’ve published some simple mortgage refinancing tips.

Note: The results given by this mortgage refinance calculator are only a guide. Please speak to a mortgage advisor or independent financial advisor for accurate guidance.


What is Net Working Capital? #net #working #capital, #working #capital


#

What is Net Working Capital?

Net Working Capital (which is also known as “Working Capital” or the initials “NWC”) is a measurement of the operating liquidity available for a company to use in developing and growing its business. The working capital can be calculated very simply by subtracting a company’s total current liabilities from its total current assets.

Through this formula, a working capital amount can be determined to be either positive or negative. Naturally, this will rely largely on the amount of debt owed by the company. It should not come as a surprise that having plenty of working capital tends to help companies achieve more success. This follows because working capital allows companies to grow smoothly and make necessary improvements to their corporate operations.

On the other hand, companies that are operating with negative working capital may not have the financial support or flexibility to grow and/or improve, even when such developments would be indicated. Hence, working capital can be an indicator of the overall strength of a company.

There are three main indicators used in calculating working capital. Elements of the “current assets” side of the equation will include accounts receivable. as well as any inventory of goods on-hand. “Current liabilities” will include accounts payable.

A positive change in a company’s working capital will generally indicate one of two developments. Either the company has increased its current assets by receiving cash (or some other form of assets), or it has minimized its liabilities – often by paying off a short-term creditor.

Promote or Save This Article

If you like this article, please consider bookmarking or helping us promote it!

Related Posts

Subscribe to Investing School!

Follow me on twitter. Alternatively, subscribe to my RSS feed or get blog posts through email to have content delivered to you! You can also enter your email below:

Working capital is the management of current assets and finanacing needs of a company.
working capital=Current liabilities+capital(investment)

thinks alot for this information, it help me alot