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FINRA Rule 2210 Interpretive Guidance Questions and Answers, questions answers.#Questions #answers

FINRA Rule 2210 Interpretive Guidance Questions and Answers

B. Approval, Review and Recordkeeping

D. Content Standards

(No Q As currently under this section.)

G. SEC Advertising Rules

A.1. Institutional Communications

B.1. Third Party Research Reports

B.3. Questions concerning principal approval of non-promotional communications (see Section C.4.) and for social media posts in online interactive electronic forums (see section C.6.).

C.1. Filing Requirements

C.3. Filing Exclusion for Templates

C.5. Article Reprints

D. Content Standards

D.2. Recommendations

F. Public Appearances

F2. Firm Name

G.1. SEC Rule 482

1. See FINRA Rule 2241(a)(3), (a)(14), (h)(1), (h)(3), and (h)(5).

2. Unless FINRA specifically directs a firm to file its institutional communications pursuant to FINRA Rule 2210(c)(1)(B), a firm is not required to file its institutional communications with the Advertising Regulation Department. If a firm chooses voluntarily to file a third-party research report that qualifies as an institutional communication, however, an appropriately qualified principal must approve the report prior to filing. See FINRA Rule 2210(b)(1)(F).

3. See also letter from Afshin Atabaki, FINRA, to Wallace W. Kunzman, Jr. (December 1, 2014).

4. See FINRA Rule 2210(c)(7)(F).

5. “Responsive web design” refers to technology that changes the display of a web page in response to the needs of users and the devices they’re using. The layout may change based on the size and capabilities of the device. For example, on a phone, users would see content shown in a single column view; a tablet might show the same content in two columns. See “Responsive Web Design Basics.”

6. Pursuant to FINRA Rule 2210(c)(7)(B), the firm also would not be required to file future versions of the fund fact sheets (such as fact sheets issued after the end of the next calendar quarter) where the changes are limited to updates of more recent statistical or other non-narrative information and non-predictive narrative information that describes market events during the period covered by the communication or factual changes in portfolio composition or is sourced from a registered investment company’s regulatory documents filed with the SEC.

7. For example, FINRA has stated that firms are not required to file information, including performance information, provided to participant-directed individual account plan participants pursuant to DOL Rule 404a-5 under ERISA. See Regulatory Notice 12-02 (January 2012).

8. FINRA Rule 2210(c)(7)(I) excludes from the filing requirements any reprint or excerpt of any article or report issued by a publisher, provided that (i) the publisher is not an affiliate of the member using the reprint or any underwriter or issuer of a security mentioned in the reprint that the member is promoting; (ii) neither the member using the reprint nor any underwriter or issuer of a security mentioned in the reprint has commissioned the reprinted article or report; and (iii) the member using the reprint has not materially altered its contents except as necessary to make the reprint consistent with applicable regulatory standards or to correct factual errors.

9. The SEC staff has taken the position, however, that certain interactive content posted on a real-time electronic forum (i.e., chat rooms or other social media) should be filed under the filing requirements of Section 24(b) of the Investment Company Act of 1940 or Rule 497 under the Securities Act of 1933 (Securities Act), even if it is not required to be filed with FINRA under FINRA Rule 2210. See U.S. Securities and Exchange Commission, Division of Investment Management, IM Guidance Update No. 2013-01 (March 2013).

10. See Notice to Members 06-48 (September 2006).

11. The Hartford Letter defined “Related Performance Information” as “actual performance of all separate or private accounts or funds that have (i) substantially similar investment policies, objectives, and strategies, and (ii) are currently managed or were previously managed by the same adviser or sub-adviser that manages the registered mutual fund that is the subject of an institutional communication.”

12. The Hartford Letter defined “Related Accounts” as all separate or private accounts or funds that fall within the definition of “Related Performance Information.”

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Fixya: Ask & Find Answers to Everyday Product Questions, expert answers.#Expert #answers

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Untitled Document, expert answers.#Expert #answers

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The Church distinguishes between physical postures and the philosophy or religion underlying them (cf: Congregation for the Doctrine of the Faith, On Christian Meditation). The adoption of a particular physical posture, even if originating in a religious or philosophical system foreign to Christianity, is permissible provided the posture is severable from the religion or philosophy that first motivated it. Its use then becomes possible in Christian freedom (cf. 1 Cor. 8), and indeed the Church has baptized even pagan practices that were not intrinsically linked to paganism.

The question of yoga, therefore, becomes to what extent can yoga postures be independent of non-Christian religious motivation, as well as any intention to manipulate forces or energies described within a non-Christian worldview? This is the same question which arises with respect to Reiki healing practices, which also depend on a non-Christian, indeed an occult, worldview.

If it is a matter, therefore, of simply using yoga positions for relaxation in preparation for Christian mediation, while not embracing to any degree the philosophy or explanation behind the posture, their use is theoretically possible.

However, many Christians who are former practitioners of yoga argue that it is not possible, that the dangers of the occult remain, especially by efforts to manipulate internal forces in order to achieve a particular physical state. That, while natural causation is claimed, in fact achieving the result depends on the existence of the very forces which the non-Christian philosophy teaches. Separating the philosophy from the posture makes possible the posture’s Christian use, but removes any value of it over any other physical posture. On the other hand, retaining the posture and seeking its purpose necessarily adopts a non-Christian worldview, opening the individual to spiritual forces, as opposed to simply material ones, who are opposed to their salvation.

While the question of yoga has not been definitely answered by the Magisterium, Christians who are considering its use, or the use of any practice derived from non-Christian philosophies or religions, should be familiar with two documents: the Congregation for the Doctrine of the Faith’s On Some Aspects of Christian Meditation, and thePontifical Council for Interreligious Dialogue’s Jesus Christ, The Bearer of the Water of Life. They should then scrupulously apply the principle of the necessity for the complete separation of a practice from any religious or philosophical system which is contrary to Catholic teaching or the practice of the faith.

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Do users need 3D NAND flash memory?

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RAID levels and benefits explained

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Is there a Ceph client to connect Windows machines?

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American Universities in Europe – Global Portal, college algebra answers.#College #algebra #answers

American Universities in Europe

The American higher education system has many advantages – a flexible curriculum, a variety of courses, transfer choices, study abroad opportunities and more. But for some American and International students, the dream of studying in Europe is just as strong as their desire to obtain an American degree. Some students may wish to learn a foreign language and travel through Europe without compromising their university education. Others may wish to study in Europe, but have not mastered the language requirements to do so at a European university. And yet others may just want to stay home while obtaining an American degree. For many, the solution is to attend an American university in Europe. Here is a list of universities that follow the American higher education system. Most of these universities offer academic degrees and are accredited by US commissions and local country authorities.


Webster University Vienna


Boston University Brussels Graduate Programs


American University in Bulgaria


American Graduate School in Paris

American University in Paris

Georgia Institute of Technology Lorraine

Parsons School of Design, Paris

Schiller International University Paris

Schiller International University Strasbourg

Touro College France


Jacobs University Bremen

Schiller International University Germany

Touro College Berlin – The American College in Berlin


American College of Greece

American College of Thessaloniki

American University of Athens

Hellenic American University


McDaniel College Budapest


American College Dublin


American University of Rome

John Cabot University in Rome

Johns Hopkins University SAIS

St John’s University


Webster University in Leiden


Saint Louis University

Schiller International University Madrid


American Graduate School of Business

Franklin College in Switzerland

International University in Geneva – Business School

Webster University in Geneva

The United Kingdom

American Intercontinental University

Hult International Business School

Regent’s American College London

Richmond, The American International University in London

Schiller International University London

Webster Graduate School London

If you would like to add an American university with a European campus to this list, please contact me at [email protected]

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50 comments to American Universities in Europe

Please tell how to locate some of The canadia universities or collages in europe.

Hi I m currently an Aub (American university in beirut) student and a Red Cross paramedic and mountain rescue volunteer, looking to transfer to an American university in Europe, looking to major in business(risk/insurance major), I would to know if the course is available, if yes I would like to know the requirements.

Ps: I m French, Syrian and Lebanese.

Hi i am currently in college for radiology, but would like to switch out the major i m in now for fashion merchandising (what i always dreamed of).. looking for one of the best fashion schools in Italy or London, any ideas. Please?

I m currently a student at Georgia Regents University located in Augusta, GA. However, I m looking forward to move to Germany in the future. Also, I want to continue my education in Germany as well. Thus, I ve done some research on the internet and I found University of Maryland University College which has several locations in Germany. Based on their website I got the impression that they only accept military members? I m a civilian, and I have never been in the military service.

Do they accept American civilians as well?

Here is their statement on eligibility: Members of the U.S. Armed Forces, American employees of the U.S. Government, and their family members residing within an overseas contracted site may enroll in undergraduate classes through University of Maryland University College Europe. You may want to expand your search to Switzerland, Austria and Italy. Have you contacted the Study Abroad office at your school? Most of the time, they have agreements with universities in Europe where you can spend a semester or year abroad and earn college credits.

I want to study photography in Spain but go to an American university inckuding college, what are my options?

We are moving to Germany from USA, got a nursing job at the US Military Hospital in Landstahl Germany. My son is a sophomore in University in USA and is very excited at the prospect of studying in Germany/Europe. We have been researching schools and found University of Maryland University College in Heidelberg Germany. Is this a reputable college? I don t see it listed here, are there any other schools that offer degrees in Computer Science. It has to be a school where the medium of instruction is English. Would it be better for him to study in England? Otherwise I will have to find out a way of him staying back here and continuing his education.

Thanks and Kind Regards,

UMUC Europe admissions eligibility includes military members, American employees of the U.S. government and their family members. UMUC has a strong reputation in the military and government communities, so it is a very good option for your son. He will always have the option to transfer to a university in England or the US or go for a master s degree in a different country.

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College algebra answers

Free Linear Algebra textbook, college algebra answers.#College #algebra #answers

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Linear Algebra is a text for a first US undergraduate Linear Algebra course. You can use it as a main text, as a supplement, or for independent study.

It is Free. The book, the complete answers to all exercises, classroom presentation slides, and a lab manual using Sage, are all available for download, as well as for purchase.

The third edition incorporates many suggestions sent by users, including many more beginning exercises, and a new Topic on coupled oscillators and eigenvalues.


  • Standard coverage Linear systems and Gauss’s method, vector spaces, linear maps and matrices, determinants, and eigenvectors and eigenvalues.
  • Free The book is Freely available, including its source.
  • Developmental approach It covers the requisite material and proves all the results, but it does not start by assuming that students are already able at abstract work. Instead, it proceeds with a great deal of motivation, many computational examples, and exercises that range from routine verifications to a few challenges. The goal is, in the context of developing the material of an undergraduate course, to raise each student’s level of mathematical maturity.
  • Extensive exercise sets, with worked answers to all exercises Sometimes material described on the web as a book is really lecture notes. That’s fine but from notes to a book is a long way. That means things like figures and an index, but most importantly means exercises. Each subsection here has many, spanning a range of difficulty. In the Answers book each exercise is covered, completely, including proofs.
  • Popular Downloadable for twenty years, this book has been used in hundreds of classes at many schools as well as by thousands of individuals for independent study.
  • Applications Each chapter finishes with four or five short supplemental topics. These are good for reading or projects, or for small group work.
  • Extras There are beamer slides for classroom presentations, and there is a lab manual using Sage.
  • Prerequisite: a semester of calculus.
  • Reviews. Here are some: the Mathematical Association of America review, the American Institute of Mathematics, the Open Textbook Library (includes a number of reviews), one from a longstanding site for free texts.

Get Linear Algebra

Here is the current version of the text and the answers to exercises. Save these files in the same directory so that clicking on an exercise takes you to its answer and clicking on an answer takes you to the exercise. (You need a PDF reader that supports this; one is Adobe Reader.)

You can get a paper copy, an official one, for just about the cost of media. Simply use ISBN-13: 978-1944325039 at your favorite book shopping site, including Amazon; the price there is $22. (Bookstores can buy from NACSCORP or from Ingram via LightningSource.)

If you are teaching out of this text then have a look at the beamer slides for classroom presentation. These are compiled from the text source, so the theorems and definitions have the exact same wording. But the slides use different examples than the text so that students see twice as many. Along with those is a version of the slides without the pauses, for handing out or posting in your learning management system. (Those slides omit some proofs in favor of examples; you can also get a version that includes all proofs.)

Linear Algebra also has a supplemental, optional, lab manual using Sage.

If you are into LaTeX then you may be interested that Linear Algebra once again has a source repository.

Additional material

You can also get the problems and their solutions that I assigned for take home work when I taught the class in the Fall of 2014.

The prior edition of Linear Algebra

The second edition of Linear Algebra is still available, for someone in a legacy situation: book and answers. To use the hyperlinking between questions and answers, rename these files book.pdf and jhanswer.pdf and put them in the same directory,


This text is Free. Use it under either the GNU Free Documentation License or the College algebra answers Creative Commons Attribution-ShareAlike 2.5 License, at your discretion.

For bookstores: thank you for being concerned about my rights. I give instructors permission to make copies of this material, either electronic or paper, and give or sell those to students. But first note that for very little money you can get a paper copy from Amazon, or NACSCORP, or directly from Ingram via LightningSource, using ISBN-13: 978-1944325039.

Please don’t order used or unofficial copies since they can have significantly different content and pagination. With the current edition at pretty much the price of media, any savings from old versions are tiny compared to the cost of confusion, particularly confusion to me since I get contacted about already-fixed bugs. The current version says Third edition on the front cover (it also says 2017-Jan-01 at the end of the Preface).

For instructors who want to modify the text. Please, feel free. But as a favor I ask that you include a statement about your modifications. That way people making reports know who to write. Putting something like this on the cover would be great: \fbox<\parbox<0.75\textwidth>.>>

Can You Help With Linear Algebra?

I am glad to hear from both teachers and students. I enjoy hearing about the experience that folks have with the book and I find suggestions helpful, especially bug reports. I save these and periodically revise.

If you have something that you are able to share back then I’d be glad to take a look. For instance, I would love to have a topic on Machine Learning, or some sub-topic such as dimension reduction. Of course, I reserve the ability to choose whether to edit or include it. I gratefully acknowledge all the contributions that I use, or I can keep you anonymous.

In particular, I would welcome exams or problem sets. Some instructors have questions about using a text where the answers to the exercises are downloadable. (I can’t resist noting that for any widely-available text any college student can get from the Internet copies of the answers. Also, in the past I tried witholding the answers and asking class instructors to email me for copies but that left me trying to determine identity via email, which is just not practical.) Thus additional sets of exercises without answers would answer the requests of some instructors. If you could contribute your TeX or LaTeX source that’d be great because then instructors could cut and paste.

I would also welcome contrbutions related to the emerging electronic tools. For instance, if you have sets of questions that are suitable for Moodle quizzes and that you could share with other users of this book then write me and we can see about making them available. The same holds for WeBWorK problem sets. And, I would be glad to be able to include in the distribution a deck of Anki cards.

Related work

You may also like my Introduction to Proofs, an Inquiry-Based approach text, also Freely available. It is for a proofs course taught using Moore method, which is known in other fields as Inquiry-Based or the Discovery Method. You may also like my Cheat sheet for LaTeX math, aimed at undergraduates but useful for anyone.

College algebra answers

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Open Source software is a great idea. This project would not have gotten done without it.