Questions and Answers About Health Insurance: A Consumer Guide #online #answering #questions

#answers to health questions


This information is for reference purposes only. It was current when produced and may now be outdated. Archive material is no longer maintained, and some links may not work. Persons with disabilities having difficulty accessing this information should contact us at: Let us know the nature of the problem, the Web address of what you want, and your contact information.

Please go to for current information.

Questions and Answers About Health Insurance

A Consumer Guide

This guide describes different kinds of health insurance plans and answers common questions. There is a glossary of health insurance terms as well as resources for more information.

For the print version, download the PDF File (175 KB). PDF Help .


This guide briefly describes the different kinds of health insurance plans available today, including:

  • Network-based plans.
  • Non-network based coverage.
  • Consumer-directed health plans.

You will find answers to many common questions you may have about health insurance. Resources are provided to help you find additional, more detailed information.

There is also a Glossary of health insurance terms. Terms defined in the Glossary are in bold and linked the first time they appear in the guide.

This guide offers general information only. Do not rely solely on this guide in making health insurance decisions.

Health insurance plans vary widely, both in cost and in benefits. Before enrolling in a health insurance plan, you should consult the plan brochure and read the policy to get specific information about the benefits and costs and the way the plan works.

This guide was developed jointly by the Agency for Healthcare Research and Quality and America’s Health Insurance Plans to provide consumers with general information about health insurance options.

Leave a Reply

Your email address will not be published. Required fields are marked *